A Filipina Mom Blogger

Hay, people from MLM companies never tire. Based on the number of comments I’m still getting on my MLM post, some MLM companies are still doing their unethical recruitment strategies.

I once “won” a 2days/3nights vacation in Boracay. But I had to attend a seminar first. This turned me off, I smelled something fishy from that point. So I never claimed my prize.
NuSkin people are one of the most annoying marketers, though all of them are. Bitch powers do wonders indeed in turning them off. Thus they avoid me, bwahaha.

chateau a.k.a. imoms last blog post..Most Expensive Parking in Quezon City

Have you heard about Aowa Appliances? Google “aowa scam.” My brother’s girlfriend’s mother almost got snagged by their shady business tactics (claiming that the customer had won a showcase and such).

@Prudence- based on the number of comments coming from your entry and Dine’s, I must say they are desperate to clean up their image. Baka next time, they will change their name

@Chats- very annoying gimmick. Red alert talaga.

@BA- yes i heard of that too. I am not sure if this is the same. I know of a friend who was so happy to receive a “raffle prize” of cooking pots in the mall. But to claim their prize worth 60,000 pesos, one had to pay 20,000 pesos. Oh my. I bet the cooking pots were worth less than 20 thousand.

Hello Noemi,

I couldn’t agree more to your points to remember about avoiding these annoying innovative marketing strategies.

I’ve learned so much from the fiasco. I didn’t realize until now that I have bitch powers in me. I thought my mom only had it.

Thanks for the link, and I really hope others will learn from this.

Dianas last blog post..Twitter Updates for 2008-06-16

@diana- your experience was not a waste. I am sure others will search and read your entry and be careful. I also advised Lauren about businesses that use “innovative marketing strategy”. Am truly glad you got your refund. Thanks to your bitch powers inherited from your parents.

I also pity the people who work for these companies… must be a great toll on the psyche.

Miguels last blog post..Open Source Angst

with life becoming more difficult by the day, nowdays people tend to look for easy money, sometimes not aware that a lot of schemes are either scams or misrepresentations, under the guise of sweet talk.

good post and good sharing, Noemi. if only people were more vigilant.

Sexy Moms last blog post..I am glad Ces Drilon and company have been freed

hay, i remember this company which offered a free stay in club panoly , no strings attached, all we had to do was listen to a seminar that would be held in an office in west ave. i didn’t want to go but a friend totally believed it, so i went with her. and it was like what you said, a total waste of time.
now here’s the thing, an hour into the “talk” my friend had realized her mistake and she wanted out. we had to endure 30 or so minutes because they wouldn’t let us out of the room! kesyo we had to fill up forms why we didn’t want to finish it, kesyo there was an exit interview, kesyo the boss of the sales rep didn’t want us to get out without a “valid explanation.” the sales rep we talked to who was so nice when we entered was unbelievably bitchy when we said we wanted to leave. as in dinadabugan kami. i’ve finally had enough, i threw a tantrum in the conference room AND the reception and dragged my mabait friend out of that office - who felt obliged to fill up those forms, hay.
since then my friend refuses all offers of freebies in exchange for attendance in seminars or talks. at least she has learned her lesson.

lady cesss last blog post..The 4th Year

@Miguel - I was thinking the same thing. I wonder if they are compensated well.

@SexyMom- It’s one reason I blogged about these companies. I’ve received emails asking about them if they are legitimate. I felt that we should give a fair warning to consumers to exert due diligence.

@Cess- congrats to your bitch powers. One has to be very assertive in saying NO, I have enough of your BS. Good thing your friend learned her lesson. Good for your friend you were also there.

OMG… I also encountered this Danvil Plan sa megamall… hindi ko sya pinatulan… buti na lang at wala akong pera that time… ang nakakalungkot lang nito, that same day, kasal ng officemate friend ko… ipinagpalit ko yung kasal nya over Danvil… im really sad and disappointed… sabi ko sa officemate ko babawi na lng ako… im not sure kung kukunin na lng nya akong ninong… waaaahhh

yatots last blog post..Pinoy Dream Academy season 2 opened up with new batch of scholars!

@yatot- good thing you don’t have a credit card. Danvil Plans is a sad company. I bet they will change their company name again. Last I heard, Danvil Plans, Incorporated intends to transfer their pre-need portfolio to Legacy Consolidated Plans, Incorporated.
http://www.danvil.com.ph/presidentsletter.html

They should change their dirty tactics.

It annoys me whenever people from Danvil plans ask me this, ” Sir, may credit card po ba sila” while walking around the mall. I just wanna give my silly reply “Anong pakialam mo?” hehe

About NuSkin, I got several calls from them too. Why it took me such? Well, everytime they call me, I confirm my attendance even if I won’t really go to their office and waste my time listening to their crap. =D

Eds last blog post..Philippine Music Charts Weekly Updates from June 8-15, 2008

actually I do have a credit card… a BPI classic card… nag-worried nga ako after they had gotten my credit card kasi i heard several stories about magnetic card reader and using CC funds of others in restos… baka ganun kasi ung tactics nila… and then Ive checked my account the next day online… good thing wala silang ginawa… well.. cguro so far… Im still not sure about it…

tapos sabi nila my bond is like Php 4500… after two hours of talking wala akong nahita sa kanila… even yung sincerity… sa simula pa lang I was doubtful about it… I was sincere about them talking about personal life and stuffs but their sincerity really sucks… they just talk and shake your hands… sana nag-umattend na lang talaga ako ng kasal ng friend ko… or better yet… isang bible study baka sakaling may makuha pa ako sa kanila…

yatots last blog post..Pinoy Dream Academy season 2 opened up with new batch of scholars!

Hubby and I have this thing about people who employ hard sell techniques. Ten seconds into the sales pitch, we tell these people that we’re not interested and if they still insist, we look at them sternly and say “kung ayaw ninyo na mag away tayo, please just stop.”

I even know of a friend who turned off a lot of her friends because she would invite them to her home purportedly for a party, yun pala may marketing pitch.

omg!! the guy’s a sicko!!

alexs last blog post..the one with baby laugh in slow motion

Thanks for this post Noemi, the pro-danvil guy is still bugging and bragging his ‘beloved’ company, well I’ll let him be, lol. He’s being checked now. ^__^

bobs last blog post..To mama…

Fortunately, I haven’t been duped by any of these cheap tricks. I have learned from friends and some relatives who were victimized by these marketing ploys. He he.

monacos last blog post..journalist Ces Drilon freed by Abu Sayyaf terrorists

SOURCE: The Manila Times is the oldest existing English language newspaper in the Philippines. It is published daily by The Manila Times Publishing Corp. with editorial and administrative offices at 371 A. Bonifacio Drive, Port Area, Manila.
QUOTES FROM: “Danvil preneed portfolio to transfer to Legacy” (JUNE 06, 2008) by: Likha C. Cuevas-Miel
…Based on its published notice to policyholders, “Legacy has agreed to assume, under their original terms and conditions, all in-force education and pension plans previously issued by Danvil.”
…the company only has one preneed product to date, and 80,000 policyholders, most of whom are families based in Metro Manila of overseas Filipino workers.
…“I want to emphasize that Danvil Plans’ trust fund worth P4 billion held by its trustee banks is still intact and will only be used by Legacy for the sole purpose of paying for the maturities of the plan holders,” the firm’s corporate communications chief added. –Gina dela Vega Cruz
…At the time of the sale, Berkley has 60,000 active policies and trust fund assets of P3.8 billion with policy-holder liability of P3.2 billion with trustee banks.
…Daniel L. Villanueva, owner of Danvil Holdings and former Berkley International chief finance officer, said last year he planned to overhaul Berkley ’s products and let these evolve into mutual funds that are not presently available to the B and C markets.
…According to de la Vega-Cruz, since Legacy will absorb Danvil’s assets, which consist of its mall-based marketing offices and most of its workforce, Villanueva may just retain his key officers for other business ventures that Danvil Holdings, the preneed firm’s parent, might pursue.
Check out the webpage: http://www.manilatimes.net/national/2008/june/06/yehey/business/20080606bus12.html

@Noemi:
… I wanted to be a walking target to see if they will jump on me and say You won a prize!. But no, the Danvil Plans’ guys probably think I look too bitchy to be their target.
(Too bitchy mmm.. or you don’t look that QUALIFIED to join the promotion, as you can see they don’t want to waste their time talking to you if you don’t look QUALIFIED. Among the other Anti-Danvil bloggers here it’s unfortunate that you are the only one who looked NOT QUALIFIED after trying to spy on DANVIL. Tsk. tsk)
… They must have changed their name a lot of times because of the numerous complaints lodged against their dirty or high-pressure tactics to close insurance deals.
(The original name of Danvil was Berkley International Plans with Family First Inc. as its marketing arm. Daniel Villanueva former Chief Financial Officer of Berkley bought the company and solely owns it as “Danvil Plans”… So there is a big difference between a lot of times and once, as it still has to finalize its transfer with Legacy Consolidated)
(Dirty sounds very “street language”.. I think more of Extensive Financial Advising Presentation.. and by the way Consultants are all trained and licensed by Insurance Commision)
… avoid these Danvil Plans’ guys when you’re at any SM Malls like SM Megamall or SM Southmall.
(You don’t have to if you are not really qualified like Ms. Noemi here, Coz I’ve heard its products will be overhauled and will be tailored for CLASS A market only)
… Oh yeah, just because you pay rent on time does not mean Henry Sy endorses your business. If that Philip can talk that way, what more with the current employees?
(Yeah, it is so fortunate that we will remain in the malls for quite a long time and I think the company also plans to expand all throughout metro manila and provincial areas as well)
… You should read Philip’s (an ex-employee of Danvil and probably hired to sanitize blogs talking of Danvil Plans) smug comments.… Philip claims to be an ex-employee but just decide for yourself when you read his insulting comments to Danvil Plan Users.
(I beg to disagree, First, I am not hired by Danvil to “sanitize” blogs, I am here to enlighten planholders not to listen to some crap posts here against Danvil coz they are nothing but stupid claims made by people who are not taking responsibility for own actions. Second, I am not insulting Danvil Plan users coz I myself am a planholder of the company, as a matter of fact because of these blogs I have talked to several planholders and they decided to continue their plans after our exchange of emails, PITY as what they have commented to those people who DON’T UNDERSTAND what Danvil is all about.. and one more thing if this is what you call smug comments, then what do you call your POSTS? In my own opinion, such posts are nothing but a slur, affront, self-opinionated, judgmental and purely rude.

I hope you will post all my comments here to let other people know about the TRUTH and not merely hearsays.

noemi, you know what, scams here targets the old people now. the oldies would receive a letter saying they have won a vacation and asked to gather in a place tapos they would be taken to for a ride, an outing and then in a hotel for a free stay and free food but of course, it would turn out not to be free… most of them would rather forget about the experience than report it. literally, they would be taken for a ride lang. and of course, such scam text messages and phone calls just like in pinas — dito pa nga sa mismong TV games scam na minsan e, hayyy

raqgolds last blog post..Who needs househelp?

@Philip- I did not try to spy tsk tsk. I just happened to pass by as I frequent that floor and see what happens if I pass by. eh nothing happened. tsk tsk.

and one more thing if this is what you call smug comments, then what do you call your POSTS?

I am a blogger and I write opinions. I based my opinion on your insults/comments you posted in Diane and Bob’s entry ….Not only are the comments insulting, they are condescending too. So let me count the ways (bold to emphasize):

1.So please… baka ikaw na ang pinagtawanan ng mga tagaDANVI nung nainvite ka sa sales room. Dahil ang mga taong kagaya mo na walang “K” pinaglalaruan lang namin ika-nga NQ or non-qualified. oops.. sori

2. But, I dont think you are a planholder, so as stupid as you are how are you going to use this document?
Please do give me feedback. Thanks.

3. @bennizer3:
It’s nice to hear. You are not that intectually incapacitated after all, like as what you have personally admit in your first post:
“…im not one of those people na mataas ang iq level or communicating skills or understanding level”.

4. @Zai:
“…Can you come to our office at 10/F Cybergate Center Tower 1, and lets compare our payslips?”
I am sorry I cannot visit you at this time, because I am here abroad. And I do not have to compare my payslip to you, baka magmukhang pangkatulong lang salary mo compared to what I am earning here abroad.

and from here:

5. Reah, we have clients who have high social status than you,, oops! obviously you dont belong to one.

And from Bob’s blog

6. I would like to express my deepest sympathy for those people who have posted in this blog.
OBVIOUSLY, SUCH PEOPLE ARE SCANDALOUS, UNEDUCATED, ILL-MANNERED, INDECENT AND UNDIGNIFIED:

7. BOB, I THINK YOU ARE THE ONLY ONE WHO IS SMART ENOUGH IN THIS BLOG BUT UNFORTUNATELY YOU CAN DO LESS ABOUT THESE INTELLECTUALLY INCAPACITATED MATES THAT YOU HAVE HERE:

8. I WILL NEVER BE ASHMED THAT I WAS A PART OF FAMILY FIRST DANVIL, BECAUSE APART FROM THE MONEY IT GAVE ME. IT HELPED ME TO BE A STRONG PERSON AND GAVE ME THE SKILLS ON HOW TO HANDLE PEOPLE WHO ARE STUPID SUCH AS YOURSELF.

Those are but a few and many more from Bob’s entry. I wonder what Danvil Plans have to say about your rather scathing comments . You still have contacts with them as I saw in one of your comments that you have inside information about the transfer to Legacy. If you want to compare rudenss with me, panalo ka na, Mr. Philipi! I only said you had smug and insulting comments based on a fact as stated above.

I beg to disagree, First, I am not hired by Danvil to “sanitize” blogs

Really now…you are practically in all blogs that talk about Danvil Plans. Still not learning from the Family First complaints dating back in 2006, eh? Now if only Danvil Plans read your insulting comments, I wonder what they have to say. (Paging Danvil Plans Customer Service)

So let’s take a look.

what is this, you write as if you are part of Danvil Plans. If you were not part of Danvil Plans, you don’t use WE, you say Danvil Plans

To nyars:
I respect your opinion sir regarding this matter actually all you just said are all true. but unfortunately, I am not guilty at all coz what we are doing does not only benefit clients to have a good savings for their future but also us. Regarding the professionalism part partly you may say that we do not repect our clients, I would like to disagree with you because we value our clients, without them we will not earn money, it would depend on the client on how they will take our opinions regarding them,

tsk tsk…

I posted this as a favor from Diane so others won’t be fooled by Danvil Plans high pressure tactics and cunning innovative strategy. Diane’s entry is a fact NOT hearsay. The Insurance Commission helped her get her refund.

Now Philip (Mr. Mark Philip Banaag) is using mbanaag@danvil.com.ph. How interesting… especially since he has been bragging all along that he’s now in Dubai working in an international company.

As far as I know, once you’ve switched companies, you don’t have access to your previous company email. Or if you still have it, I think it’s bad practice to still use your previous company’s resources such as email address. Am I right?

Sige, , we’ll check if you are really an ex-employee of Danvil.

Dianas last blog post..Me = Supreme Nerd God? No Way, Dude!

@Noemi
…I did not try to spy tsk tsk. I just happened to pass by as I frequent that floor and see what happens if I pass by. eh nothing happened. tsk tsk.
(Maybe you should dress-up and put extra effort in terms of fashion, maybe the Promo Officers thought you were just running errands)
…you are practically in all blogs that talk about Danvil Plans. Still not learning from the Family First complaints dating back in 2006, eh? Now if only Danvil Plans read your insulting comments, I wonder what they have to say. (Paging Danvil Plans Customer Service)
(Well, maybe you should ask the 80,000 planholders of Danvil, your group is nothing but a speck compared to this number of valued clients that we have. So poor thing, you need more effort and try harder to bring Danvil down.. at least you tried. lol)
…what is this, you write as if you are part of Danvil Plans. If you were not part of Danvil Plans, you don’t use WE, you say Danvil Plans
(Yes, I am a planholder my dear. My policy number is FPN052769, you can check with our Offices. So, I have all the right!)
…so others won’t be fooled by Danvil Plans high pressure tactics and cunning innovative strategy.
Here’s one thing I am going to tell you Ms. Noemi, yes, its true we have high pressure tactics like what you have coined. We throw “insults” as what you have opinionated. We entice clients to join our promo and present our product BUT with a NO OBLIGATION policy. All of these are TRUE! However, Ms. Noemi, can I ask you something? How much TAX are paying our government? Coz, these people you are accusing at Danvil pay more taxes than YOU, and you check BIR for the TRUTH! How much money have you donated to Bantay Bata 163 and GMA Kapuso Foundation? Coz, for the past years we were part of the success of these Foundation and several schools in Manila have computers now because of Danvil, just to let you know, maybe you are unaware. Do some extra research about what Danvil had contributed to the society, which I think is far more important than on some nonsense and petty complaints that you’ve heard from others. If you really are a FAIR, UNBIASED and CREDIBLE blogger!
And lastly, How many people have you helped in terms of securing their Future? Zero. Very obvious coz people like you with a “crab-mentality” attitude knows nothing but to bring people down with you and become low-life like yourself. It is very sad that such people exist in this cruel world. Let’s just wait 10-15 years from now and see who has something and who is empty handed. Right now I can already conclude and obviously its not going to be me!

@Diana- lol oh I wonder what Danvil Plans have to say about their spokeperson. Naturally they will say that’s not our official statement but still they tolerate this person’s condescending attitude towards their planholders

With regards to Philip’s comments

News on Danvil Plans in newspaper are PAID press releases so BUYER BEWARE as well.

Readers, I will let you be the judge on Danvil Plans. I just cautioned you all Buyers Beware. One thing though, don’t you notice when commenters ran out of logical reasoning, they resort to off-topic replies or better yet TOOT THEIR HORNS. ad hominem alert

If you are a regular reader of my blog, you will get the answers to Philip’s insinuations on my character. Till I have Danvil’s official statement, Philip’s comments will not be posted here anymore.

Philip, manahimik ka na please.. kaka defend mo sa Danvil, mas lalong nakakatakot maging member. At paano napunta ang usapan sa tax, bantay bata at kapuso foundation? Sing labo ka ng daan dito sa Dubai kapag may sand storm… I bet alam mo yun kze nasa Dubai ka ngayon… divah!

Ms. Noemi, please wag mo na i-post ang mga comments ni Philip… napo-pollute lang ang site mo…

@happy_joy - Thanks for your comment. That’s the last Philip comment. I posted that last comment so readers can judge for themselves. Philip’s malicious comments towards me speak for itself.

Ms. Noemi looks MORE THAN QUALIFIED, in my opinion, to purchase a plan, or whatever the Hades she wants to purchase.

For someone so “educated” and “suave”, I’m almost amused how silly the ad hominem attacks are, coupled with the incredibly horrid grammar and spelling that just plain reeks.

I think I have something to write about tonight, then…

Marcelles last blog post..Aaaannnnddd… My Brain Goes "Melt"…

wow, grabe manlait si philip.

about the scams, nakakainis kung kapwa pinoy mo pa nanloloko sayo. but oh well, there goes the concept of bayanihan. i also receive calls about a cellphone or cellphone plan that i “won” from telemarketers from the philippines that target pinoys abroad. and they go to extremes to pretend that they’re based in the US kahit alam mo na call center sa Pilipinas. i didn’t enter any contests and i “won” something or got “selected”. it’s a pure waste of time. at obvious na gusto ka lang nila kunan ng pera. how low can these people go, kapwa pinoy pa naman.

@Marcelle- Well at least I buy because I need the product or service and not pressured by obnoxious sales men

@issai- Greed is the magic word. Easy way to get rich.

Cunning innovative strategy? (Nosebleed) I don’t think so. I never heard that throwing insults would make someone professional. Lol.

Hay naku I hate those Family First/Danvil/whatever their company is called. I would see them whenever I go to SM Southmall. Sometimes I feel bad because their employees probably just need whatever job they can get but I really can’t stand their kakulitan. Sa entrance palang ng SM South nakaharang na sila, even the area leading to the escalators. One time I snapped at them, “Pwede ba wag kayo humarang sa escalator?!” Their usual tactic before asking if you have a credit card is to compliment you. I don’t need to hear from them “ate ang ganda ng buhok mo, ate bagay sa yo ang kulay ng t-shirt mo,” before they ask “May credit card ka na?”

Hope bloggers can be more vigilant so non-bloggers/ordinary citizens will be more aware.

i think it’s okay to let philip go on with defending his ex-company and insulting his present and prospective clients. very reflective. ^__^

@bob- well these companies tend to make their strategy sound innovative.

@yam- my daughter often encounters them in the malls. Haha, if they were after the Class A. Don’t they know my daughter is still in college?

Danvil Plans is using questionable methods in getting their customers. THey must be stopped.

@iyaness- Philip is defensive obviously. They have so many consumer complaints. Hence he resorts to ad hominem.

With spokesmen like that, Danvil seems to be self-destructing.

annamanilas last blog post..Vicious Cycle

@annamanila- lol that’s why I exposed his comments no matter how outrageous it was. His comments speak of how rotten Danvil Insurance

hay grabe..beware of this DANVIL Plans Inc…i was a victim also…last june19 lang…it was a nightmare…i just dropped by SM southmall to buy some pasalubong for my baby…then this girl approached me…madami siyang sinasabi..then slightly hinahawakan niya yung arms ko…hanggang makarating na kami dun sa booth.. i told her nagmamadali ako..she told me it wont take long…basta daw wala akong questions..to be honest..hindi talaga ako interested sa inooffer nilang Prize..tao lang kase..ayokong mambastos as much as possible kung wala namang sinasabi o ginagawang masama sakin..so yun..dinala niya ko dun sa office nila..and even offered me some drinks..i declined..but she insisted..para nadin daw maka inom siya..so nag oo nako..so yun..pinapasok nako sa loob..may binigay na papers sakin para fill upon..sabi for filing purposes lang daw yon..so finil upon ko naman..oo nalang ako ng oo dun sa babaeng kumakausap sakin..para lang matapos na..dahil tawag na ng tawag sakin ang mom in law ko..dahil pinapauwi nako..everytime na gusto kong tumayo..hinahawakan niya slightly yun kamay ko..para pigilan ako..then nung huli meron siyang pinasulatan sakin na paper..so sinulatan ko na para matapos nalang..then hiniram credit card ko ibe verify lang daw..edi binigay ko naman dahil madaling madali na nga ako..sabay nagulat nalang ako naglabas na nung resibo yung cashier! edi nag freak out ako! kung sino sino ng kumausap sakin para pakalmahin ako..pero naging firm ako..sabi ko please! stop explaining! hindi na magbabago isip ko! paki credit back nalang yan sa account ko…and paulit ulit ko yun sinabi..nahalata yata nila na hindi ko sila lalayasan hanggat hindi nila i void yung transaction ko..then after 1hour yata of arguing with them..binigyan din ako ng ‘void’ receipt…ayun nilayasan ko na sila…grabe..talagang manloloko sila! kahit idemanda pako ng DANVIL na yan dito sa sasabihin ko! kahit san kame makarating lalabanan ko sila! mga bwisit! nasayang oras ko! hindi pako nakatulog nung gabi..dahil kakaisip kung na debit ba sa account ko yun! it was such a horrible experience! and simula ngayon..diko na masyadong paiiralin ang ’soft’ side ko…inaabuso lang..i bet may hypnotism din silang ginagamit..diko alam pano nila nako convince yun mga tao don..buti nalang di ako masyadong natingin dun sa mata nung kausap ko! tsk tsk! so BEWARE!

I hated the day na invite ako ng Danvil sa kanilang office… i canceled my plans na with them, di ako makatulog after nun kumuha ako ng plan… good thing lang anjan si philip at nag cocomment dito, mas na assure ako na di ako nagkamali to cancel my pre-need plan with them… kung ganyan ung employees ng danvil sa mga clients and prospective clients nila manlait… i won’t think twice to cancel my plan with them…

# jay says:
June 22nd, 2008 at 10:17 pm

I hated the day na invite ako ng Danvil sa kanilang office… i canceled my plans na with them, di ako makatulog after nun kumuha ako ng plan… good thing lang anjan si philip at nag cocomment dito, mas na assure ako na di ako nagkamali to cancel my pre-need plan with them… kung ganyan ung employees ng danvil sa mga clients and prospective clients nila manlait… i won’t think twice to cancel my plan with them…
(were you able to get your money back? eh sa ichura kasi ng mga yan..and based from the attitude they’ve shown me…parang di talaga sila basta basta papayag ng ganon..i dont care kung legitimate ba silang company or what…i just don’t like the way they harass people..grabe talaga..iibahin nila yung term na ginagamit sayo to mislead you..)

i’m just a recent victim of these Danvil Plans Inc…it just happened yesterday June 24, 2008 at SM Megamall… I send cancellation letter to them..I also wrote complaint letter to SEC and IC.. I also called my credit card company to know about this.. I just want to refund what they have been debited on my credit card.. They harassed and pressured me on this.. Di tuloy ako mkapag-work ng maayos..

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Mark Philip Banaag - doesn’t know how to use the word “WE” and “THEY”..that only means that he is still connected the DANVIL. He’s the designated janitor of their blood sucker company to clean their stained name…Mark Philip Banaag…you suck!

Noemi, thanks for keeping this blog so active and balance.

niknik matiniks last blog post..My Most Memorable Birthday

@jeloni arellano
sorry ngayon lang ako nakareply.. yes, nakuha ko ung money ko pero ang hrap bago na charge back to my account, not to mention un sleepless night ko na iniisip if mababawi ko pa ung money ko anfd also traumatic yon.. yeah the way that they treat their clients ay napaka unethical, para basta makuha lang sila ng client in any way ok lang sa kanila.. kaw? na victim ka din ba? were u able to get your money back?

Shit guyz… nabiktima ako ng danvil… panu yan? ano kailangan ko 2 cancel my plans… guyz plz help… Last June 15, Father’s Day i was in SM megamall shopping alone then someone approach me on the 5th flr worker sa danvil… den i attended the 30-45min talk… una ayoko magsign kaso parang pinilit ako. Na swipe na ung 9500php na initinal payment ko guyz… guys plz help me im just a fresh graduate from ilo2x den nagbakasyon lng ako sa manila. den ganito… grrr… nu gagawin ko?

@shacqy

Please send SEC your letter of complaint via email to Director Jose Aquino at jose.aquino@sec.gov.ph.

You can also send a letter of complaint to the Insurance Commission at pubassist_ic@yahoo.com.ph

Most importantly, send a letter of cancellation to Danvil Plans ASAP at mypolicy@myfamilyfirst.com. Better yet, go to their office at the 4/F of Equitable Bank Bldg., Paseo de Roxas, Makati, to cancel your account.

guyz… d pa dumating ung statement ko sa credit card… pro na bwas na ung 9500php ko… kailangan ko b un bayaran? plz help guyz… napapanic na ako

@jay— yeisz..pina void ko yung transaction..right after ma swipe yung card ko..nabigla ako eh! hindi naman kasi nila sinabing i sa swipe na nila yung card..kaya nag freak out ako don…kaya yun..nakipagtalo pako..hay naku..kahit nga void na yung transaction ko..hindi pa din ako mapakali..kaya pinakatago tago ko yung void receipt..kasi baka mamaya maisipan nilang i post ang transaction ko eh..wala akong habol..hay..grabe talaga ang ginawa nila!

@shacqy—napaisip din ako dun sa tanong mo kung kailangan mong bayaran yun..kasi for sure kung maka cancel man yung transaction mo with danvil..30-45 days pa ang waiting period bago mai credit back ang pera sa account mo..by that time baka magkaron na ng interest yun…ask mo yung customer service ng credit card mo..for sure alam nila ang gagawin..relax ka lang sis..madami ng naka pag cancel ng transaction with danvil..and they were able to get their money back..for sure maga grant din yung sayo..

to phillip:

enough of your defense for Danvil/FFI! Karindi na eh, and you don’t need to flaunt that you’re freakin’ planholder. pucha, saan pa kayong nagkalat na FFIers kayo!

patunayan mo ngang walang obligation, kasi with the way how your agents do their sales talk parang namimilit sila sa tao na bilhin insurance nila. another thing, one time, when i visited danvil-Mega, may sumugod na customer run sayin “niloko siya”…. which reminds me…

kapag tanungin mo “Insurance”, mapilit na sagot ng agent “Hindi po”.

Pagpilitan bang “Hindi insurance”????

Though it’s a neccesity or anything, pero mas masaklap kung misleading ang marketing strategy ninyo, tapos sasabihin ninyong naghahanap kami ng reason NOT TO SAVE.

Gawd! There are lots of ways to save other than Future Provider Plan, and we can no longer be bought with “Discipline Savings” Bullshit!

and before you accuse Noemi about not being credible blogger, ask yourself first:

WHAT’S THE PURPOSE OF BLOGGING?
Do you really know what Blog is?

Hindi naman kami news reporters rito so we aren’t expected much credibility in what we write.
Kung journalists kami, asahan mo kami ng much credibility, eh mga hamak na bloggers kami so we have the prerogative to write our thoughts and POVS, and the way you lash into this site it’s like suppressing us tapos ang kapal mong mang-insulto, and the most ridiculous thing is may gana ka pang gamitin ang psychology principles sa ibang blog.

Ano’ng klaseng Danvil Agent pala kayo kung ganyan ka pala ka-defensive. Kung defensive kaming mga