Anne, a friend of my daughter, spent Good Friday with us. While having breakfast, the discussion turned to money matters. She gushed over Lauren’s responsible spending habits despite her financial independence. But of course, I instilled money management early on in their lives. Mind you, my daughters are thrifty but know how to...
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I often correct myself whenever the kids used to ask me “mom can we afford to buy _______?”. See, my standard reply is always ” I don’t have money” and true enough, money was always tight. I changed my words—from limiting ones to those with a positive energy vibration. I say ” I don’t...
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When you retire, think and act as if you were still working; when you’re still working, think and act a bit as if you were already retired. ~Author Unknown (Photo Credit) “If I can provide a good future for my children they will look after me during my old age.” This has been referred by some as “Filipino...
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Are you having problems with debt? Are you afraid of answering the phone because it may be an angry creditor calling? Do you have problems getting from one paycheck to another? The simple answer is you need to budget. But for that budget to work, your entire family needs to be involved. With her years of expertise in the field,...
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A “Think Rich Pinoy” with a tagline Creating One Million Pinoy Millionaires by 2020 event flashed on my facebook. Clicking the link, I discover it is a Think Rich Pinoy Seminar to be hosted by Larry Gamboa (best selling author of “Think Rich, Pinoy”) at Philamlife, Manila on February 16 and 17. I reserve my...
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Ever since I could remember, dad often brought me and my siblings to any [tag]real estate investment[/tag] he acquired. Trudging by the tall weeds and mud, I wrinkled my nose and retort “But there is nothing here. No houses. ” Dad would often chuckle and remind me “Think of the future. what will it be like in 30...
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The green landscape just took my breath away as we drove on to the countryside. The gust of wind sent a shiver down my spine. I love this place, I thought as we inspected the Sta. Rosa property in Laguna. The fresh countryside air is the best gift that I can ever give my family. Three family members are asthma prone and this is ...
read moreI make pretty decent income online through Google Adsense, Text Link Ads, Direct Ads and my webhosting. That’s all I know about making money online. I never looked for other ways to earn money online because I don’t want to depend on it as my sole source of income. Because of my last entry on ethical blogging, I...
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Do you believe in luck and chance especially in financial success? When our only son was born in 1993, our life changed dramatically. My husband and I believed that our son was our lucky charm which brought us good fortune and lots of happiness. In fact, among all the kids, Luijoe had the grandest Baptismal celebration and even...
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What does being broke mean? Does it mean being down to the last million peso? or down to the last 100,000 pesos or the last 1,000 pesos? There was a time, we only had 1,000 pesos in our savings/checking account way below the minimum bank requirement. We even had a negative balance due to a service fee charge for dropping below the...
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Buying our new home was a little off our budget . I wasn’t too confident in getting another [tag]housing loan[/tag] as we had an existing housing loan for 6 years now. I have no idea how the banking sector works or how credit scores are attained. All I know is we have an excellent credit history as we never missed payments....
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Financial institutions seem to be very liquid these days. They are giving out credit cards as if it is a bank brochure. The other day, BPI Express Credit sent me two [tag]credit cards[/tag]. I don’t understand why they have to send me a credit card when I already have a BPI Express Credit card since 1989. *snip* *snip* The...
read moreMy grief journey culled from edited 2006-2010 blog entries are now converted to an ebook format and "Print on demand". Read story behind the ebook.
Touched by an Angel e-book is now available for purchase. For inquiries and reservations, please call Vee Press sales department at +632-712.9156 ext. 350 or email sales@vibalfoundation.org
This is about me ( a Filipina mom) and my journey to a "new normal" after the death of Luijoe , my beautiful 6 year old son.
Recovery is a work in progress.... read more?
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