Danvil Plans Feature on PROBE

Posted by in New Media | 101 comments


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Every now and then, readers email me requesting for such and such topic to be blogged. If I think it benefits the public, I usually blog about it. One simple email request came from Diane on May 25 .

If it’s not too much to ask, can you please link my entries regarding Danvil Plans to your website? I need enough noise to stop this from happening again to other people.

Of course, I had to do my own research on Danvil Plans (soon to be Legacy Consolidated Plans) first before blogging about it. I was appalled to discover that it was the same Family First who have been using this high-pressure and unethical practices for years. The problem with blogging about this topic is that I was not a victim of Danvil Plans . After reading entries upon entries from bloggers, I was convinced that this kind of high pressure tactics need to stop. Not only Danvil Plans but other “scams” as well.

I soon blogged about the Danvil Plans and other Scams with a mirror entry at my Multiply Account entitled Buyer Beware of Danvil Plans High Pressure Tactics.

I was pretty surprised at the response not only from bloggers but by Danvil Plans’ staunch defender named Mark Philip Banaag who insulted not only my fashion sense but my non-existent financial futures and charitable acts. More than 60 comments later and viral responses through new blog entries, I am pleased to announce that PROBE of ABS-CBN will feature bloggers, Diane and Roxy tonight (July 16) at 11:30 pm on Channel 2.

Edit- after the show

I am posting the video below (sorry for the bad recording) while probetv.com video is not yet ready. Chances are you can watch it on weekends. It is replayed every Saturday at 9:30AM and Sunday at 1:30PM over ANC, the network’s cable news channel.


(Part 1)


(Part 2)

Oh I saw a screen cap of my Danvil Plans entry and other entries by bloggers. It was too bad that Probe didn’t come out strong enough to drive the point of BUYER BEWARE or their high pressure marketing strategy. The Securities and Exchange Commission (SEC) seemed to shrug off the change of name saying that Danvil Plans for change of name was not necessarily a reflection of their bad reputation. I feel Danvil Plans through Family First and now Legacy Consolidated lasted this far because of the “support” from the Insurance Commission and SEC. Though Probe used a hidden camera to pry on Danvil Plans marketing strategy in 3 branches, they failed to show the conversations. Bloggers’ reactions posted on Marcelle’s Plurk showed their disappointment:

I’m actually disappointed because there wasn’t enough bite in the feature. I wish Tulfo or Enriquez did this story…

I wish they’ve shown more footage on the actual hardselling

There were some gems there in the statements made, and they were drowned out in montage form.

it would have been more effective if, instead of showing it in montage, they actually showed a footage. Or even audio

The soundbytes were VERY telltale. I was annoyed when it became a cacophony montage. It ruined the impact of the soundbytes.

Perhaps their undercover setup was a mess considering that everything was edited out and been replaced with text effects. Amateur editing

hopefully this paves the way for more hard-hitting expose’s.

Maybe it did not have the bite or the sensationalism of other shows, but it is a start to expose this kind of business who espouse inducements or coercion to close a sale. It is my hope that Danvil Plans change their innovative (high pressure tactics) marketing strategy.

For Danvil Plans Victims, be empowered and read these entries:

Danvil Plans’ High Pressure Tactics

1. High Pressure Tactics Employed by Danvil Plans
2. Mark Philip Banaag wrote smug and insulting coments against current and almost -duped Danvil Plan customers. Philip claims to be an ex-employee but just decide for yourself when you read his insulting comments to Danvil Planholders.
3. How to Refund your Payment/Cancel your Plan from Danvil Plans
4. DANVIL Plans Inc. sucks!!!!!! MAY GAMOL SA MEGAMALL Bldg A 5th Flr
5. Fuck off Danvil Plans Inc.
6. Family First Insurance Inc. Scam
7. Company of the year? Who Cares?!? Still the Doucebags of the Century

NOTE: Insulting comments of Mark Philip Banaag will not be posted here. Perhaps the world wide coverage of this PROBE episode has created a BUYER BEWARE impact on viewers. Mark Philip Banaag is back, probably hired again by Danvil Plans to insult Danvil Plans’ detractors.



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The comments posted on my blog are moderated. I reserve the right to remove comments, words or phrases that are defamatory, abusive, incite hatred and advertise an email address or commercial services or just plain spammy. I also reserve the right to remove posts that to my opinion are off-topic, irrelevant, ad-hominem, personal attacks and or just plain rude. (January 16, 2009)
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  • hao

    pre, sang branch ka nila naloko.. we can join forces.. im updating them now of my SOA with status cancel upon inception..

  • jhul

    sa sm city cebu…tinawagan ko na yung hsbc ko kanina 7:00 am 06/14/09 tapos sabi nila na e-follow up ko raw yung cancellation letter na ginawa ko..kaso nga lang ako lang ang naka pirma doon..at wala pa akong copy..muntik ng masira ang pamilya ko dahil dito..taga probinsya kasi ako pare….tulungan mo ako pare…pupuntahan ko ngayon ulit doon pagkatapos na work ko mang harass din ako kung paano nila ako hinaras..
    sabi sa hsbc na pag hindi raw i refund or e cancelled yung transaction sa hsbc thats the time na mag file daw sila ng dispute and then sinabihan ko na ang hsbc na kahit anong transaction na galing between sa kanila at sa akin, wag ng e approaved..actually pre wla talaga akong alam sa mga ganyang reklamo pero ito na eh..kung paano nila na swipe ng yano ang card eh sana ganun din ang pag cancel..putang ina sila pre..same amount tayo pre…

  • jhul

    pre naliwanagan na rin ang isip ko kahit papaano..pumunta ako kanina sa danvil office to submit another cancellation para maasikaso nila yun, din humingi ako ng exact/fixed date kung kailan nila e.cancel yun tapos tatawagan nalang nila ako for status of my cancellation..then pina sulat ko yung isang rep nila na…. on that day tatawagan nila ako..then right after tinawagan ko yung hsbc then also adviced me na hintayin ko raw yung tawag ng mga puta..kung anong kahihinatnan. kung sakali raw hindi tumawag that day, inform ko raw sila (hsbc) para ma gawan nila ng dispute file…yeheeeeeeeeeeeeeee…pag-asa parekoy! apply kaya tayo sa danvil pare para magkapera agad! ano sa tingin mo? hehe

  • hao

    nako chong, sa Sm north yung aken e.. dbali, kakampi naten ang HSBC. sure yan… makukuha naten ang pera naten.

  • hao

    buti ka pa chong.. so far, hindi pa naman siya napopost sa unbilled transactions ko.. sa oras na magpost to.. pupuntahan ko hsbc. gud thing malapit lang kame sa office. kelan nga pala yung sinabi nilang date pre? anu anu yung mga documents na nasa iyo ngayon?

  • jhul

    bale ngayon yung date na tatawag sila june 16..@ 2 o’clock….din nag email ako online hsbc din tinawagan ako nila tungkol dito..tapos ganun din hintayin ko raw..so wala namang tumawag sa devil company…bukas na ako tatawag sa hsbc to inform them na hindi sila comontact sa akin..para ma file ng dispute…sana malutas na to chong! binantaan ko yung taong kausap ko sa pagpunta ko doon..klarong scripted ang mga sagot sa mga complaints ko….parang pinaghandaan na, siguro kasali sa training nila yun. kinain lang yung reklamo ko..kapal talaga chong.

  • Hao

    pre, hintayin mo lang.. balak ko din kasing hintayin muna.. nagpost na sa online ko yung chinarge nila eh.. tumawag ako sa kanila, and sabi, for endorsement naman na daw yung cancellation ko sa head office. sinabi din nila na hindi ko naman na kelangang bayaran un, kahit nacharge. kasi they assure na machacharge back un sa credit card ko.. all we need to do is wait pare.. siguro until 2weeks.. kasi nabasa ko din sa ibang blogs na 2 weeks na yung pinakamaaga na nacharge back. :) wag ka nlng magpanic.. im sure inaasikaso na nila un.. :) pero DON’T stop to call them and update them on the process of ur cancellation dude. balitaan mo ko ah.. ;)

  • Hao

    pare, nakuha ko na yung SOA ko with status Cancelled From Inception (CFI) .. sana magtuloy tuloy na. at maibalik na pera.. kamusta ka jan sa cebu ? ok naman ba yung cancellation mo>

  • KAREN

    HELLO MAGPA ADVCE LANG SANA AKO I AM A DANVIL VICTIM BAGO PALANG THIS JULY 25, 2009 DITO SA SM CEBU DIN NAPILIT AKO KUMUHA SA KANILA NAG INITIAL DEPOSIT AKO NG 16,800.00 SA cITIBANK CRIDIT CARD KINUHA KASI ANG SABI NILA SAVINGS DAW FOR MY FAMILY THEN MY HUSBAND NAGDISAGREE KAYA KINABUKASAN PUMUNTA AKO ULI TO CANCEL PERO ANG SABI NG SALES CONSULTANT HINDI RAW AKO MA ENTERTAIN NG CUSTOMER SERVICE KASI SA BZ DAW BABALIK LANG DAW AKO SA CUT OFF DATE KO DIN ANG SABI KO NA PWEDE PA BA MA REFUND ANG PERA ANG SABI NILA HINDI NILA TIYAK. ANONG GAGAWIN KO bago palang ako wala pang 1 week. Pls. Help……

  • womeearth

    hi karen!kumusta?nabiktima ako ngayon din july30,2009 sa megamall dito sa manila.Nagresearch ako sa company nila dito sa internet apos itong blog ang lumabas (galit na galit na ako!) ang dami pang nagreklamo parang scam yata!nagbalik ako sa megamall sabi ko gusto kung ecancel kasi husband ko nagalit at hindi na ako padadalhan ng pera pag hindi ko nacancel,ecancel na din yong credit card ko ngayon huhuhuhuuuu wala na akong credit card……sabi nila gawa ng cancellation paper at permahan ko tapos binigay ko sa manager,balik pa ako bukas kasi kunin ko kopya sa cancellation ko at kunin ko receipt sa kinuha nilang pera sa credit card ko.Hayyyyyyyy nakakainis….goodluck sa ating dalawa.bahala na C God sa kanila

  • Mr Rolly

    hello greetings to all,

    Im an ofw presently working here at dammam saudi arabia, & im a danvil planholder too, the maturity date of my plan is july 2009 and danvil promise my wife that they will give us our money on july30, i dont know what happened but somehow it was delayed by a day,but we get a cheque form them by july31,since this day falls on friday we’re not able to encash the cheque immediately, i guess it will be clear by aug6 if they have funds to support the cheque that they have issued, i will let you know by aug6, this is for the benefit of other planholders out there…may tseke na kami natanggap, malalaman na lang kung may pondo ito, pero tingin ko meron naman otherwise ibang kaso naman ang uuwian nito…
    Mr Rolly
    Flanholder #204934
    July 1999

  • Mr Rolly

    hey gina im a planholder too, & i already received our cheque from danvil, u can email me & ask your questions, most happy to help….

  • Mr Rolly

    hey gina im a planholder too, & i already received our cheque from danvil, u can email me at rollytrinidad@yahoo.com & ask your questions, most happy to help….

  • Minerva

    How is the computation in case i terminate the plans na wala pa sa panahon dahil s fault ng danvil na na lapse ang plans without informing us.?Can somebody help me wala kasi akong knowledge about this kasi wala man lang guidelines about this.You know rush kasi ang bentahan kaya wala na sa isip mo ang ilan bagay na gusto mo itanong, tutukan ba?

  • Minerva

    Mr.Mark d2 kmi s Abu Dhabi.Plan holder dn po.hirap kc mka contact s Customer service.Pde po b s inyo nlng kmi mg inquire?panu po computation kung i terminate na namin ang plans namin.last may 2005 po ng start ang plans .isang 5 years at dalawang 7 yrs.gaano po katagal bago ma refund ang pera?Pacencia n po s abala .Nakita kopo kasi na dati kayo s Danvil.Thanks.

  • Mr Rolly

    Hello people,

    My wife already in-cashed the check that danvil has issued last july 30/09, at ok naman nag-reflect na yung pera, so individual decision nyo na lang kung itutuloy nyo ang existing plans nyo pero sa awa naman ng diyos nakuha namin ang pera namin, 10yrs din ako naghulog ng P1,260/month so malaking sigh of relief na finally tapos na ang experience namin sa danvil, ang advice ko lang sa mga kabayan natin na gusto mag-invest, sa cooperative nyo ilagay ang pera nyo, member din ako ng meycauayan coop sa bulacan at meron sila kikong langgam na tinatawag, monthly ka maghuhulog for a certain numbers of years na gusto mo, it can be 1,2 or more years na monthly mo sya huhulugan, after certain number of year/years makukuha mo pera mo plus interest, ginagamit kasi nila ito pra ipautang din sa mga members nila like palengke or tricycle loan, mas safe ang pera nyo sa coop, i can guarantee that, paano goodluck na lang at sana maayos nyo ang anuman problema nyo sa danvil….

    Rolly
    Planholder #204934

  • KAREN

    GAANO KATAGAL MA RECEIVE ANG CHEQUE?

  • Mr Rolly

    u will received your cheque 30 days after your plan’s maturity, like ours our plan maturity is july 1 and we rcvd the cheque july 31 na…

  • http://jacqui26.wordpress.com jacqui
  • http://jhulpp2.fileave.com/mlcebunorth.html jhul

    maam i was an x-victim of danvil for the past few months, but thanks God my cash was charging back at my cc, even if i was not able to cancel it with in 24 hrs from the day i availed. I post my number in another bloggers site and you know what a lot of people who ask me on how to cancel it. I post that when I saw and read a lot of negative comments about them. By the way your site was so cool and nice…your such a good programmer, writer of whatever…

    and this is my sample cancellation letter, just click the forums link.

    http:/jhulpp2.fileave.com/mlcebunorth.html

    this site was a homemade and this is for fan only

  • totsky

    guys f u want to know on how to cancel your plan..kindly click this link:

    http://jhulpp2.fileave.com/mlcebunorth.html

    just share your feelings about them and i will fix it..just for friendly reminders, advice, suggestions..

    i will share my ideas, coz i was an x-victim of danvil from SM City Cebu..for the past few months and thanks God my cancellation was approaved and the refund was charged back at my cc.

  • ace

    hi im ace im a promo officer of danvil and now phil. prudential life insurance,sorry sa mga nainvite q na magattend ng presentation.kaya nga bago cla pumasok sa loob ng office i realy told them na pagisipan nila mabute bgo cla magdecide and set their mind that im invited them just for the promo..meron talaga naman nananalo sa promo but not everyday./kaya nga pag ung nainvite ko e nagavail ng insurance and they want to cancell it i realy teach them kung panu ang gagawin nila.mahirap maghanap ngaun ng trabaho thats why im still here.

  • ace

    ang alam ko 4k lang ang cash value each year and ex kung kulang ka ng 1 month or 11 month lang wala un cash value.

  • ace

    yon ang maganda ngaun sa company kung gusto nyo agad ipacancell at nag2 icip kayu,pwede macancell agad,

  • abc

    Hi Ace,
    Kung totoong pwedeng irefund yung plan, kanino pwedeng pumunta dahil mga sinungaling at manloloko ang makakausap mo sa Danvil. Baka kung didiretso kami sa upper management mapakinggan pa kami. Hindi magandang magpressure kayo ng tao. Kung gusto nyong tumulong sa tao, wag nyo kaming utuin kapag binabalik namin ang plano sa inyo dahil gusto namin mag-isip. Danvil should post a guideline kung paano makakakuha ng refund dahil araw araw iba ang istorya ng mga sales rep nyo. This is to protect both the consumers and your company, if Danvil people truly cares about us like what your sales rep continously says.

  • ace

    sorry..but don lang sa nainvite ko ang aking concern..and wag kamaniwala sa mga sales consultants,,misrep ka lang nila yon ang trabaho nila..manloko!!!!!

  • melai

    Hi Ace, I’m not your customer but can you please discuss with me on how to cancel my Danvil Plan when I read this blog same story ang nangyari sa akin 1 and half year ago, day after i signed that contract na kaya ko lang naman napirmahan eh dahil sa sobrang pressure and I just notice they already swipe my card for such big amount, I don’t have enough time to appeal dahil flight ko na nun sobrang pressure ako until now sa pagbabayad ng credit card ko na halos maximum limit ang nagamit because of danvil plus a monthly installment. Thank you dahil lumabas ka sa blog na toh nagkaron ako (kami) ng hope baka pwede mabalik sa akin ang pinaghirapan kong pera sa loob ng ilang taon naubos lang sa isang iglap. Please tell me , teach us how to cancel our plan and if possible to refund our money.

    Nde biro ang ginawa nila sa akin (sa amin) the pressure that until now were still not recover with it. Please…

    Thank you in advance

  • http://boxing-events.blogspot.com iloilo blogger

    they are here in Iloilo na…

    hindi na ko na refund yung sa akin… ngkasakit na nga ako sa kakaisip non eh.. tapos wala na akong pambili kahit yung tablet lang.. dinaan ko nalang sa tubig.. ang masakit pa non.. ngka patong2x na utang ko…

    mga walang hiya yung mga tao sa don..

    lalo na si ronnel angelo sia
    .-= iloilo blogger´s last blog ..Watch UFC 104 PPV | UFC 104 Machida vs Shogun Free Live =-.

  • KAREN

    PWEDE MO REFUND ANG BINAYAD mo just send a letter sa office nila ask for cancellation. ganayan din ako noong una pero sige lang ako follow up sa office nila./

  • melai

    hi karen, just want to asked I signed this plan last April 2008 i lost my hope na marefund sya kasi it was stated in the plan that it was not refundable and i dont have enough time to appeal this big mistake is my big headache im still hoping i can refund my money with them nde talaga biro ang ginagawa nila, sabi nila it is our way para makaipon ang nangyayari nakakaipon ako (Tayo /Kami ) ng utang sa credit card…

    Most of the victim pa man din mga nagiibang bansa paano nila nadadala sa konsensya nila ang panloloko nila sa mga taong maghihirap sa ibang bansa masuportahan lang ang pamilya dito sa pinas… lahat ng pinaghirapan kukunin nila sa isang gilap lang at isang malaking utang…

    Until now im still paying my monthly due ayoko kasing yan ang maging problema ko para magkaron ng bad records at nde makapagtrabaho…

    please advise me if i can still refund my money if it is a whole amount or how many percentage lang.

    Thank you in advance.

  • Mr. J

    Im also a DANVIL Plan holder. I also share the same feeling after i signed up to their product. The feeling of hopelessness and disgust hunt me for years and kept blaming myself. Until now, i still didnt lost hope that someday..after my plans maturity, i can get what have been stipulated on the contract. I never heard naman of a plan holder, that never received was was agreed. All i heard are the tactics and selling strategies that the company apply. Personally, after reading all your comments, i guess DANVIL is not a scam but its just that they are so agressive and the way of selling there product is so gross and nasty to us and to other possible client.

  • Mr. J

    Im also a DANVIL Plan holder. I also share the same feeling after i signed up to their product. The feeling of hopelessness and disgust hunt me for years and kept blaming myself. Until now, i still didnt lost hope that someday..after my plans maturity, i can get what have been stipulated on the contract. I never heard naman of a plan holder, that never received was was agreed. All i heard are the bad tactics and selling strategies that the company apply. Personally, after reading all your comments, i guess DANVIL is not a scam but its just that they are so agressive and the way of selling there product is so gross and nasty to us and to other possible client.

  • melai

    Hi Mr. J…same feeling and same faith that i need ayoko matulad sa iba na nawala lahat ng pinaghirap after matapos mabayaran ang monthly dues and nagaantay nalang na magmature ang money…I’m hoping that Danvil is not SCAM sana magdilang anghel ka, sana once na magmature ang money natin makuha natin ang para sa atin.

  • lenlen

    Hi ms.roxy,
    Thank you sa blog mo.Ang dami qng nakuhang info about danvil aka berkley.Gusto q talaga makuha pera q kahit na going on 4 years na ang plan q sa kanila.Do you think I still have a chance?50,000 plus na ang total payment q sa kanila.Worried aq dahil baka pagpunta q sa office nila daanin na naman aq sa salestalk.Please help me.Thank you.

  • lenlen

    Pareho tayo ng case myles.Gusto ko rin sana ipa-cancel ang plan q sa kanila pero nagda-doubt aq.Mukhang too late na kasi.Active member aq since 2006.Annual payment ang ginawa q since dito aq sa Japan nakatira na.50,000 plus na ang nakukuha nila sa akin naman.Ano kaya ang magagawa natin lalo pa`t sa abroad tayo nakatira?Please!Can someone help us?

  • Mr. J

    Hi Melai. Ako rin around 150k na ang napaauto debit ko sa kanila for the last 6 yrs. Just dont loss hope..coz we dont have any choice and as i said..wala pa namang nagrereklamo na hindi nabayaran after their plan maturity. Good thing and happy to know that somewhat may merger sila sa Prudential..as what Mark of Dubai had said.At least Prudential is one of the most trusted insurance company in the Phil..may educational plan din ako sa PRUDENTIAL. Hayaan mo nalang ang mga reklamo sa iba..it will just give u back another headache. Anyway, they have their rights too to complain. Im just keeping my fingers crossed and lets just pray that all will go smooth for DANVIL until our plan matures.

  • melai

    Hi Mr. J, thanks for giving me hope napakalaki kasi ng perang naipasok ko na sa Danvil Plan na ito / Phil.Prudential Plan, sobrang worried talaga ako that cause me to stress and depress almost 350K (monthly Premium + initial premium) in just 19months palang, sobrang laking pera nitong nabitiwan ko sa kanila… I don’t know why i made that, i don’t know if i called it mistake…at this point wala talaga akong magawang appeal or any move kasi nasa malayo ako nakikipagsapalaran…1year and 7months palang akong member ng Danvil Plan na ito (tied up with Phil.Prudential) and 5years kong babayaran ang monthly plan ko and wait for another 10years to matured.

    Natatakot talaga ako sana there’s a way to refund my money kahit at least 80% of it (although of course i’m hoping to refund it a hundred percent).

    Now through your help, support and faith, i’m starting now gaining hope and crossing my finger until my the maturity of our money.

    Nde biro ang magtrabaho sa malayong lugar, sa napakadelikadong lugar para lang kumita, para maibigay lahat at mailagay sa ayos ang pamilyang isinakripisong iwanan at mapilitang lumayo para hindi nila maramdaman ang hirap at makamit ang mga pinapangarap para sa isang magandang kinabukasan…bago kumita ng kaunti sobrang hirap, pagod ang nararanasan at pagkalaon dahil sa isang pirma mawawala ang lahat lahat….

    I’m not that dramatic person, siguro kung sino man ang makakabasa ng blog na toh iisipin nya “TANGA KA! Bakit nde mo naisip yan bago mo pirmahan ang contract…” sana kung sa una palang lumalabas na ang pagsisisi wala ng maloloko ng ganito wala ng pagkakamali sa mundo…

    pasensya na Mr. J if masyado akong maraming sinasabi…

    Thank you very much, I really appreciate… If I knew something that can help us i surely share it with you…

  • KAREN

    HELLO i ALREADY RECEIVED MY REFUND FROM DANVIL AND IM HAPPY NA NABALIK SA AKIN ANG PERA AFTER 40 DAYS. THANKS GOD…

  • melai

    HI Karen can i get your personal email address papatulong lang sana ako how to refund … possible ko pa kayang marefund ang money ko 1yr and 7months na akong plan holder, the day after i signed their contract i planned to refund it by they told me its not refundable… until i loss hope no chance na to appeal kasi its really hard to contact them and im working abroad hirap na hirap na ako financially and mentally… please help…

    if okie lang sana sayo hingin ko personal email mo or YM … please help…

  • Dolly

    3 yrs. na rin akong naghuhulog sa Family First which is Danvil now. With all your comments and stories, mas lalo ako natatakot na ituloy ang paghuhulog. Sa ngayon okay sila, pero pag nagmature na mga pera natin makuha kaya natin ang mga pinagusapang pera?! Kaasar, dapat may way para makuha natin yung pera natin ng buo hindi 50%, hindi 60% o 80%. Had I known na ganito ang mangyayari, naku di ko na sana pinagaksayan ng panahon yan. Isa pang nakakainis sa kanila, hindi na sila nagpapadala ng sulat ngayun ng payment mo, not even text messages, pero pag nakamiss ka ng bayad yun dun ka kukuyugin. Buti na nga lang tinigilan na nila ako sa pag-papaupgrade ng plan at pagaalok ng kung anu-anong shields. Yun nga lang ultimo mo pagupdate ng payment wala na, basta kikita ko na lang sa bills na ayun binawas na dun yung mga payment sa 2 plans ko. Hay grabe talaga, sana lang magrelease sila ng sulat na nasa mabuting kamay ang pera natin at guaranteed na may makukuha tayo when maturity sets in.

  • melai

    are they still sending you your receipt???? san kaba ngayon???

  • Mr. J

    I guess we have to put CLOSURE to everything on this issue.

    After all what was said and done, definitely there are so many heartbreaking lessons learned from the experience..

    All i can say at this momment:
    SHARE the experience…
    always THINK a Million times before going into any transaction that
    involves money …
    and PRAY always for guidance in every decisions…

    Good luck and God Bless us all.

  • http://mlsogod2cebu.mfbiz.com totsky

    mam, pls sign up to this link:
    http://mlsogod2cebu.mfbiz.com

    ex-victim here and got a refund…….

  • xyrus

    If you want to cancel your policy just go to their office then tell them u want to cancel it, if ever they will try to explain, don’t listen to them.. there’s a manager named jim rodriguez who will try to insult you, being proud of his name acting like a lawyer don’t mind him… takot lng cyang mabawasan ang commission nya… pwedeng e cancel yan for as long ala pang 1 month… guys pag ngmatigas yan try nyo takutin na erereport nyo cla sa admin ng sm para mwalan ulit cla ng booth

  • Cora

    Hi all, hopefully makuha talaga ang lump sum after ng paghihirap ng bayad, kmi ng hubby ko matatapos na this may 2010, then june pwede na daw ma claim ung lumpsum, pinaready na samin ng Danvil rep yong mga requirements when we issued last check for the last 6months post dated check….hopefully talaga ma claim..ksi were both unemployed right now…kya need namin talaga…

  • http://pinoyworkingmom.blogspot.com Grace

    Hello po sa lahat.

    Nag-mature na yong plan ko sa Family First now Danvil last March 18, 2010. Nag-submit ako ng maturity claim last March 20 at noong April 7 ay nakuha ko yong cheke, Na-encash ko na sya.

    Legitimate insurance company din naman sila, it’s just that their marketing style is annoying.

  • http://pinoyworkingmom.blogspot.com Grace

    Makukuha nyo po yong lump sum nyo.

    Yong sa akin, kakakuha ko lang last May 7, 2010. Nag-mature ang plan ko last March 18 at March 20 ay nag-apply ako para sa maturity claim.

    Kumpletuhin nyo lang yong requirements at wala namang hassle ang pag-claim. Maximum of 45 working days yong processing para makuha mo ang check.

  • http://pinoyworkingmom.blogspot.com/ Grace

    Hello everyone.

    Yong plan ko sa Danvil nag-mature last March 18. Nag-file ako ng maturity claim last March 20 at nong May 7, 2010 nakuha ko na yong check. Na-encash ko na sya.

    Legitimate insurance company din naman sya, di lang maganda ang marketing strategy nila.

  • http://www.pinoyworkingmom.blogspot.com/ Grace

    Ooops, Ms. Noemi, I’m sorry. Dumami ang comment ko, akala ko kasi di pumasok ang comment ko kaya type uli ako.

    Sorry po uli.

  • joe

    DANVIL is in SM Cebu. . How bad is our experience yesterday. It happened so fast.

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