Real Estate Loans from the Country’s Top Banks

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housing loanBuying our new home was a little off our budget . I wasn’t too confident in getting another [tag]housing loan[/tag] as we had an existing housing loan for 6 years now. I have no idea how the banking sector works or how credit scores are attained. All I know is we have an excellent credit history as we never missed payments. Maybe , I thought, we might get a second housing loan. Who knows?

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Noemi Lardizabal-Dado (1385 Posts)

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  • Emma

    Thanks for the info! This is surely handy as I am thinking of getting a loan too. what about PAGIBIG?

  • PAGIBIG lowered their rates already. I think it went down to 7% . My husband hasn’t tried to avail yet.

  • Jem

    I availed of China Bank loan. It’s really low at 9% but I don’t know what it ‘ll be like in two years.

  • Anna

    Thanks for your info, I tried to access pagibig’s website however it always gave me an error. I’ll be getting my own pad 🙂 tnx !

  • Arkansas

    Thank you. You have helped someone more than you could know.

  • I just wanted to say, this is truly a great blog.


  • I can really understand the budget problem while buying a home! But there is a cool thing that you can do if you dont want to go for a mortgage: you can search for rental homes with a buy-option in the contract. First rent and then buy.
    I think that is a nice alternative.


  • Anonymous

    It is a good that the country top banks provides the loan for the Real Estate. Most of people need a loan for buying a new home. It is an informative post.