Just because everyone else is swooning over each other under the moonlit night or cuddling like lovebirds in every movie theater in town doesn’t mean you can neglect the most important person in your life—yourself. It doesn’t matter if you’re happily single or blissfully in a relationship—you need to love your own body before anything or anyone else.

Imagine the stress you put your body through every single day. Isn’t it time to give it a well-deserved and pampered break on this very special day?

1.Commit to a proper and regular exercise routine.

Everyone knows that engaging in a regular workout sesh is good for the body. Whatever your chosen physical activity may be—whether it’s smashing your way through the tennis courts or exhaling your stress away with Vinyasa yoga flows—exercise boosts your bodily functions and keeps the good vibes coming. Don’t you want to give off some loving energy as well? Go ahead; give those exercise endorphins a warm welcome this month.

2. Eat healthy food.

It may be tempting to go on a binge-eating spree on heart-shaped chocolates or to stuff yourself with romantically pink cupcakes this season of hearts, but as usual, you are what you eat, and what you need to be is healthy. The best way to ensure your body stays in tip-top shape is to be gentle with what you feed it. Resist the urge to upsize your sodas and fries, and lay off on all the sisig and beer. Say no to junk food and cut back on the dessert buffets. Instead, why not replace too-sweet treats with some healthy fruit slices? And to make everything more festive in keeping up with the theme for this Valentine’s Day, dip those fruit slices in delicious dark chocolate. Dark chocolate is actually good for your heart, so it’s literally taking care of your heart this month of love. Fondues are simply the best, aren’t they?

3. Look at yourself in the mirror first thing in the morning and affirm your beauty.

No, we’re not just talking about your physical appearance. Sure, there’s nothing wrong about celebrating what other people find attractive in you, like perhaps your glorious long hair, your deep and soulful eyes, and your smile that’s as bright as the sun. But when you look at yourself in the mirror, strive to not only compliment your good looks but also your inner beauty. What do your friends say about you? Are you funny, confident, smart, trustworthy, or dependable? Are you always available for a quick rant or a shoulder to cry on? Are you the go-to guy for all things techie? Do you know exactly what to say and exactly what to do when someone needs a good laugh or a comforting hug? Find out why your family, friends, and significant other love you so very much, and use those same reasons to love your own self.

4. Soak in all the nature and head outdoors.

Instead of keeping yourself cooped up in your house in front of the computer or being a couch potato all day, why not go out for a change? And no, going out doesn’t mean lining up for movie tickets or vying for a good table in a fancy restaurant. Going out, really going out, means looking for some nature. Take a walk in your local park, take out your old bike that’s rusting in your garage and go for a spin, or jog around your old campus for some much needed sunlight and fresh air. If running is not your thing, you can settle down on a park bench with your favorite book (and secretly watch cute guys or gals passing by). You can even invite your pals or your nieces and nephews and go on a picnic. Make a day of it—pack some lunches and set up some outdoor activities that the whole family will enjoy. Nothing says “love me” better than some peaceful “me time” with the cool and soft breeze caressing your face.

5.Be charitable and give, give, give.

Here’s a little secret to loving your body and yourself, no matter what time of the year it is—random acts of kindness. Giving to charity feeds the mind and the soul, and if your spirit is at peace, then you can be sure your body is, too. Go ahead and sign up for some charitable events in your area, or donate to a worthy cause. You can go on a mission brigade at your local church, or volunteer to spend some quality time with special children in your alma mater’s organization. Using that money for someone else is better than splurging on a designer bag for yourself or pampering yourself with an overpriced spa massage, isn’t it? Trust us—there’s no greater feeling that will surround your heart and body than serving other people without expecting anything in return.

6.Get some good night’s sleep every night.

With all the scheduled appointments that come with the season (you may be booking dates with your family, friends, and coworkers left and right), it’s a well-known fact that sleep is the last thing on our ever-growing to-do list. Some of us may not even have had the chance to recover from the hectic holidays. Still, make it a point to get six to eight hours of sleep every day. No, you are not a genetically enhanced superhuman. You need all the rest you can get, and sleep is your body’s opportunity to recharge and get you pumped for a brand new day ahead. That’s what nighttime is for, ladies and gentlemen—it is not for stalking your ex on Facebook or chatting with your BFF until the sun goes up. For goodness’ sake, hit the sack. Fluff up those pillows, and if you need more motivation to get some proper shut-eye, invest in a good mattress and some quality sheets. Doing so may make you never want to leave your bed again ever. Dream away!

*Images: Push Ups, Yorkshire, Bed, Mirror from Pixabay.com. Used under Creative Commons license. Some rights reserved.

Written by Cathy Dellosa-Lo, as originally posted , Ways to Love Yourself and Your Body This Valentine’s , on the Philippines Online Chronicles

Even if we don’t live in Australia, giving money is probably the best thing you can do to help.

The casualties from massive bush fire in Australia is staggering. Let me start off with the appeal of my friend who is now based in Australia. David Ryan in his Facebook post narrates how “the entire country is burning. The closest fires are about 1-2 hours from us and our fire season would have just started. The fires have burnt over 1,000 homes just in my home state of New South Wales, people are dead and some are fighting to survive, half a billion animals burned alive including 8,000 koalas. We are in the middle of the worst bushfires in Australia’s history, and the largest peacetime evacuation the country has ever seen. It has burned over 5 million hectares- about the size of the country of Costa Rica.”

“Experts fear the devastating Australian wildfires have killed up to a BILLION animals.” Australia needs your help now.

There are two ways to help:

  1. Donation – If you want to know how to help, please check these links below provided by Ryan. Make sure your donations are getting where they need to go. Find out how to avoid bushfire charity scams: https://www.accc.gov.au/update/bushfires-and-scams .

ANIMAL WELFARE:
https://www.fnpw.org.au/

RFS (NSW):
Donate- https://www.rfs.nsw.gov.au/volun…/support-your-local-brigade

CFA (Vic):
Donate- https://www.cfa.vic.gov.au/about/supporting-cfa

Volunteer- https://www.cfa.vic.gov.au/volunteer-careers/volunteers

TFS (Tas):
Donate- https://tvfba.org.au/community/tfs-support-fund/
(Supports firies and their families)

QFES (QLD):
Donate- https://givit.worldsecuresystems.com/donate-funds
(Select Queensland Fires 2019 from the drop down menu)

CFS (SA):
Donate- https://cfsfoundation.org.au/donate

Volunteer- https://www.cfs.sa.gov.au/site/volunteer.jsp

Animal Welfare Donation:

Australia-wide:
Rescue Collective- https://mkc.org.au/donations/trcqld

WWF-
https://www.wwf.org.au/get-involved/bushfire-emergency

The Bushfire Foundation- http://animalrelief.gofundraise.com.au

NSW:
RSPCA- https://www.rspcansw.org.au/bushfire-appeal/

Wires- https://www.wires.org.au/donate/emergency-fund

Tas:
Bonorong Wildlife Sanctuary and Rescue- https://www.bonorong.com.au/donate

Koala Rescue- https://www.koalarescueqld.org/donate.html

SA:
SAVEM- https://www.savem.org.au/about-savem/donate

There are several photos of injured kangaroos and koalas being saved by Australians. It is heartbreaking to see photos of charred remains of these beautiful animals at the roadside in Batlow. I want to remember them alive and well. And we all can help.

I remember my visits in 2011. Australia continues to work hard to make sure the Tasmanian devil does not follow the loss of the Tasmanian tiger, last seen in 1936. I have been to two animal sanctuaries in Australia but the Bonorong Wildlife sanctuary gave me the opportunity to be up close with the animals. Even if we don’t live in Australia, giving money is probably the best thing you can do. An Australian website explains that “it allows charities to help people affected by fires, or the people themselves, to have the flexibility to use the money in whatever way they need”.

2. Continue to pressure your government that Climate Change is real. Ryan concludes his post with the need for a ” declaration of climate emergency and to take steps in climate change mitigation.” What we need is climate action. CLIMATE CHANGE IS REAL.

Let’s continue to keep putting pressure on our government to act on climate change through attending protests and writing letters. The 1 Million Women movement in Australia provided a letter writing guide  which “might help you with this – you could use the Australian fires as an example, as well as examples of how climate change is affecting you where you live.”

: 4 wishes for my children

I am not a very religious person but I believe in prayers. I often drop by this quaint little chapel in Eastwood or the one in Greenbelt. See, my children don’t live with me anymore and I worry as most parents do. My only comfort is in prayers as it lessens my anxiety.

My prayers are always for my children: May they be safe, may they be happy and may they be healthy.

A friend shared me a 20-minute loving-kindness practice to help us extend compassion to ourselves, those around us, and the larger world. It is beautiful and reminds me of my own prayer except for the last line which I now believe I will add in my future prayers:

May you be happy.
May you be healthy.
May you feel safe.
May you live your life with ease.

Yes, I will add “May you live your life with ease.”

I will picture my two children and wish them with these four phrases:

May you be happy.
May you be healthy.
May you feel safe.
May you live your life with ease.

Listen to this:

But this loving compassion practice is not just for my children. This is for ourselves and the larger world. I must remind myself that I also deserve happiness. Life is not perfect. Maybe if I pray for my friends , difficult people, and the world, there might be some measure of peace.

Without any sort of demand, I will offer the same wishes I extended to my children:

“May I be happy.
May I be healthy.
May I feel safe.
May I live my life with ease.”

This loving-kindness practice is also for the whole family.

I will picture my family as well and think:

“May all of us be happy.
May all of us be healthy.
May all of us feel safe.
May we all live our lives with ease.”

And if my husband and I are having challenges, I will also picture the same:

“May we both be happy.
May we both be healthy.
May we both feel safe.
May we both live our lives with ease.”

To you my dear readers, I also wish the same.

May you be happy.
May you be healthy.
May you feel safe.
May you live your life with ease.

christmas carolsSinging Christmas Carols has been a treasured family tradition. I remember the last Christmas I had with my mom. I was 18 years old then. All the 7 siblings gathered around the Yamaha organ as my late brother, Oscar played festive carols. Sometimes it was mom who accompanied the songs in the piano. Mom was an excellent pianist with a beautiful soprano voice trained at the UP Music conservatory. Each child was required to sing or play a Christmas piece in the piano. I can’t remember now if this was an imposition or else Santa Claus won’t bring a present. I just remembered it was a fun and festive family time. When I look back to that last Christmas when our family was still complete , a tinge of sadness overcomes me. I had such a loving family. I miss those times. There really is no comfort that I can have except those wonderful memories and the knowledge that I gained so much in the time spent with my siblings and my parents.

I know my mother continues to live in my heart . And as we know, death might have taken our loved ones away but their memories remain alive in our heart. I brought mom’s gift of music to my own children. Unfortunately , I don’t have the voice . The only musical talent I probably got is an ear for music. I can tell when someone is off-key, pitchy or just tone dead. I can play the piano , guitar and the organ . That’s about it. In the seventies, the Yamaha organ was the most groovy way to play music aside from the guitar. I think these days, one calls it the keyboard.

I discovered at an early age that L and M could carry a tune. Their first songs were Christmas carols which I taped and lately converted to CD format . Without sounding like a bragging mom, I think L and M sang beautifully at ages 4 and 3 respectively. I play their Christmas carols during the Christmas season but L begged that I never let anyone listen to it. “It’s only for your listening pleasure which should be confined to your bedroom.” L begged. I teased L, “But you sing so well at the age of 4 !”. Much as I want to let you hear their cute little voices, I’d rather not incur their wrath.

Instead, here are 3 Christmas Carol (in mp3 format) sung by L when she was 12 and M at 11 years old with another girl and 2 boys from the Manila Children Choir. The choir conductor chose only 5 children for this recording but with recent technology, it sounds like they are a big group of kids.

1. Hark The Herald Angel Sing (Click here to download– 2.9 MB) – Charles Wesley/Felix Mendelssohn , adapted by Jack North , Arranged by Jack North/John Wilson
2. Christmas in Our Hearts (Click here to download– 3.0 MB)- Jose Mari Chan , arranged by Carmina R. Cuya
3. Pasko Na Sinta Ko (Click here to download– 4.8 MB)- Aurelio Estanislao/Francis Dandan , Arranged by Bernadette de Leon

Christmas carols and hymns are one aspect of the holiday season that never fail to lift the spirits – and require no baking, no tree stands, and no extension cords. There is something about Christmas carols sang by children. Their innocence and eager spirit shows the true meaning of the Christmas season. It has been said that music can open a window to the soul. To a bereaved person music may either drive a knife into an already festering wound, or it my begin to soothe and bring comfort to a shattered and broken spirit. Christmas Carols sang by my children keeps me happy even if my other child is no longer with us.

I hope my children continue to preserve our family tradition of Christmas carols and hymns.

First published at Sunday Business & IT, December 1, 2019

A year ago, I wrote about “12 online shopping sites for your Christmas shopping.” I patronize budding Filipino entrepreneurs or social enterprises because I want to shop for gifts that keep on giving. These 12 online sites are still around and you could still purchase from them. But for Christmas presents this year, I am watching out for food-focused social enterprises that integrate community programs into their missions and address issues such as food poverty, sustainable farming or fair trade.

Food merchants from the BPI Sinag ng Pasko, a Christmas bazaar, will feature products from Filipino social enterprises at the Palm Drive Activity Center, Glorietta 2 on Dec. 11, 2019. You could order on their websites, Facebook pages or visit their booths at the Christmas bazaar.

Amazing Food Corp. (amazingfoodscorp.com)

Health is wealth. L’amor coco-ginger soothing herbal tea, made from coco sugar and ginger have many health benefits. Sometimes, I add coco-ginger to my coffee. Coco sugar is the sweetener I use because of its low glycemic index. Those in keto diet would prefer the coco flour as a substitute for wheat flour.  You could find more coconut-based and other organic products with brand names L’Amor or Santa Maria at Amazing Foods, a natural and organic producer and distributor of Coconut based products. Part of its mission is to educate and assist its farmers and communities on the latest organic practices.

Auro Chocolate (aurochocolate.com)

Philippine chocolates are the most requested souvenir items and a well-loved gift item. Auro Chocolate won four awards for the International Chocolate Awards, World Edition. It is time to get a taste of these award-winning chocolates: 70 percent Dark – Tupi Origin; Dalandan Tarragon Bonbon; 32 percent Moringa (Malunggay) White Chocolate with Pinipig and 32 percent Moringa (Malunggay) White Chocolate with Pinipig. One could order Auro chocolates online through karton.ph, but they are also sold in some stores like Kultura. Auro goes beyond “bean-to-bar” by working with over 10 cacao producing cooperatives and 80 individual farmers representing over 1,000 families and 2,000 hectares of farm land.

Balangay’s Best (balangaysbest.com)

Balangay’s Best is the brand of natural processed and wild-caught sustainable seafood products made by artisan Filipino fishers through Fishers and Changemakers Inc. It is heart-warming to know that the company started at Bantayan Island during the rehabilitation efforts of Typhoon “Yolanda,” to journey with the fishers as they recovered from the typhoon’s aftermath. They have since partnered with some municipalities in Occidental Mindoro, Negros Oriental, and Surigao del Sur. Darling Danggit, Papa Pusit, Mommy Dilis, Baby Bangsi and Seafood Halo-halo are gift items that would support this social enterprise helping Filipino fisherfolk communities.

Kayumanggi Organic (kayumanggiorganic.com)

As a partner of Gawad Kalinga Enchanted Farm in Angat, Bulacan, Kayumanggi Organic encourages and trains their farmers and partners to use only practices that are sustainable. While it also sells coconut-based products, other food items worth buying are Raw Coconut Nectar, Cacao Reál Pouch, or Golden Mango Gelato. You could also order their Homeland Coffee, a blend of Arabica from Benguet, Robusta from Batangas, and Excelsa from the coffee capital, Amadeo.

Saret Organic Farmville (saretorganics.com)

With the help of the Department of Agriculture, Department of Trade and Industry and Department of Science and Technology, Saret Organic Farmville gives support to over eight farmer groups including a farmers’ association it helped establish called Kaanib ng Kalikasan. Try out the Bee Well Raw, Wild Honey made by the bees from the wild forest of Doña Remedios Trinidad, Bulacan.

The Make Peace Bakery (facebook.com/makepeacebakery)

Natural and healthy pieces of bread by The Make Peace Bakery, a social enterprise empowering the disadvantaged youth through learning baking and business skills.

Natural and healthy bread are must-have items for Christmas parties. The Make Peace Bakery, Bakers of Change Inc. teaches baking to out-of-school youth as a source of livelihood and serving natural and healthier breads to community. Check out the Biscotso, Raisin-nuts cookie, Ube oats, Banana Choco chip Loaf, or the Banana Blueberry Loaf which you could order online at thegoodstore.ph

While you could shop for these food items online, they are also available at the Sinag ng Pasko. Other than these food merchants, the Sinag ng Pasko is a perfect venue to shop for other Christmas gifts, whether one is a zero-waste advocate encouraging your loved ones to embrace a more sustainable lifestyle or a proud champion of Filipino craftsmanship.

With merchants presenting gift ideas ranging from arts, fashion, food to home essentials, I am sure you would discover stylish and contemporary creations that offer a glimpse of Filipino culture, reusable everyday items built from sustainable materials, upcycled pieces, and food assortments made from locally sourced ingredients.

Having social enterprises in one place would be a faster way to shop, too.

READ : Sustainable and proudly Filipino products for your Christmas shopping needs

Are you looking for Christmas gift ideas? Check out the BPI Sinag ng Pasko, a Christmas bazaar featuring products from Filipino social enterprises, on December 11, 2019, at the Palm Drive Activity Center, Glorietta 2.

With merchants presenting options ranging from arts, fashion, food to home essentials, Sinag ng Pasko will help you find stylish and contemporary creations that offer a glimpse of Filipino culture, reusable everyday items built from sustainable materials, upcycled pieces, and food assortments made from locally-sourced ingredients.

Natural and healthy pieces of bread by The Make Peace Bakery, a social enterprise empowering the disadvantaged youth through learning baking and business skills.


Auro Chocolate is a proudly Filipino, bean-to-bar, and an internationally-awarded chocolate company that sustainably sources our cocoa beans directly from local farming communities in Dava o

White button-down shirt by Candid Clothing, a sustainable clothing enterprise which uses fabric surplus and upcycled materials for cloth and accessory making

Nito Vine bag by Rolyolikha, producer and manufacturer of wall art decor, divider, lampshade, mats, baskets that are made of indigenous materials

Insulated lunch bag by Mori Notes, a social enterprise that employs stay-at-home mothers through creation of innovative journal notebooks, wallets, bags, and purse


Handmade soaps by Squeaky Clean Kids, a social enterprise that provides hygiene and environmental education, livelihood programs and services to kids and communities in need
 

Home-cleaning solutions by Happy Helpers, a home-cleaning service provider by mothers from an underserved community in Taguig under-served

Sinag ng Pasko is a spin-off event of BPI Sinag, an initiative by BPI Foundation to support Filipino businesses with the triple bottom line of people, planet, and profit. With many social enterprises lacking access to the wider market, the bazaar allows them to reach more people in time for holiday shopping.

“We offer Sinag ng Pasko as an ideal venue to look for Christmas gifts, whether you are a zero-waste advocate encouraging your loved ones to embrace a more sustainable lifestyle, a proud champion of Filipino craftsmanship, or simply a shopper looking for unique and beautiful items,” said Maricris San Diego, Executive Director of BPI Foundation. “By bridging social enterprises and conscious consumers, Sinag ng Pasko aims to shine the light on a more meaningful celebration of the Christmas season.  .”

BPI Sinag ng Pasko Christmas bazaar accepts cash and BPI QR code payments.

List of merchants

Assorted offerings Ekolife OFW Marketing CooperativeGot Heart ShopProject Bangkal   Food Amazing Food Corp.Auro ChocolateBalangay’s BestCheche DelicaciesHiraya ChocolatesJulyan’s FarmKayumanggi OrganicSaret Organic FarmvilleThe Make Peace Bakery Novelty Bags and Beads for LifeBudget Squad ManilaCustomMade Crafts Center, Inc.Haven for Women  Jacinto & LirioMori Creations  
Home essentials Accents & PetalsBalaiKamayHappy HelpersSqueaky Clean Kids   Ecotourism SubidaZambawood   Toys Karaw Craftventures  
Fashion and accessory Angie’s YakanCandid Clothing Cooperative of Women in Health and DevelopmentDA BuenasEverything is PineGAD LivelihoodHabi Footwear & LifestyleHera BeatriceINDIMalingkat WeavesRisque Designs/Stride CollectiveRolyolikha at iba pa handicraftsXabukid Trading   Urban farming EARTHFLORA/ Down to Earth  

Think about the times they have underestimated you. I remember friends and even relatives looked skeptical about a web page I created 25 years ago. “Why are you even doing that?” they asked me. I shrugged, “it’s something new. I want to learn from it.” Did I foresee the future of Digital? No, and I wish I did. Rather, I wished I had been braver and believed in myself more. I believe though that I learned from being underestimated and continued on despite the skepticism.

Leigh Reyes, co-chairman of DigiCon 2019, introduced the learning process during the Opening Ceremonies. She also presented seven questions for the 3,500 delegates in the plenary hall. What do you need to do to learn?

– Do you know more about the technology than your boss?

– Would you be adding new schools to your CV before 2019 ends?

– Have you yourself invested in learning new skills this year

– Has your company added a new job in the past year — in its core services?

– Could Artificial Intelligence do at least 30 percent of what you do today?

– What differences do you want to make in the world — and could your skills help you make that difference?

– Are you ready to Lead, Explore, Apply, Practice (LEAP)?

Organized by the Internet and Mobile Marketing Association of the Philippines (Immap), DigiCon adopted LEAP as its theme to solidify its status as the learning and networking experience that unlocks digital marketing excellence for its stakeholders. According to the World Economic Forum, by 2022, the core skills required to perform most roles would change by 42 percent. Imagine knowing your team having only 58 percent of the skills needed to deliver their goals. The 2019 Emerging Jobs in the Philippines Report by LinkedIn stressed that digital competency is in high demand, but so are soft skills. It is better to prepare to evolve than watch the world evolve around you. So, I was there at the DigiCon to continue learning how to LEAP and get inspiration from the keynote speakers.

Wendy Clark, chief executive officer (CEO) of DDB Worldwide in her keynote speech focused on “Bravery, belief and being underestimated,” and how the three B’s helped her career, her agency and brand clients. Curiosity and passion are what’s going to make us brave, she stressed. This is how we’re going to lead. This is how we’re going to challenge and find innovative ways to lead our brands and lead our companies. To be brave, one has to disrupt the status quo. New research from Effie Worldwide uncovers bravery as the biggest differentiator of effective marketing. Traci Alford, president and CEO of Effie Worldwide adds that “if you want to stand out with consumers today, you simply can’t skimp on bravery. The truth is, if you want to create effective work, your safest bet is to take the biggest risk.”

An example of brave work Clark got involved with is Stayfree’s Project Free Period. An insightful campaign gave Indian sex workers alternate livelihood training in the only days they were free — during their period. Another campaign was McDonald’s International Women’s Day to honor the women who comprised 60 percent of their workforce. To celebrate the day, McDonald’s stores flipped their “M” to form a “W.”

I talked to her about learning and being underestimated after her keynote speech. “On the path to learning is a failure. Failure is a bruise, not a tattoo. Too often, as a society and as an industry, we compare failure as a tattoo. It is not permanent. We need to talk of failure in a positive sense. Position it as learning. Use being underestimated as a lever, as a powerful tool. When someone is underestimating you, use the underestimation as a fuel in your tank to achieve what needs to be accomplished. Embrace when someone underestimates you.” She recalls a “famous” failure when she worked at a US mobile phone company in the nineties. When Nokia approached her about the camera phone, she told them that “people would never use their phones for cameras. Phones are for talking and are for phone calls. I mean, I couldn’t see it.”

Clark laughs at it now but remembers her old boss, that “it is okay to fail once. It’s not okay to fail twice at the same thing.” Why? It means you don’t have a learning organization. Failure needs to be demystified. We need to position failure into learning. The DigiCon cochairman affirms that in learning, “reinvention cannot happen without learning, doing, learning again, doing again, learning more things, resting in between and then you keep learning.” In learning to LEAP in digital I know I need to be brave, hold on to my beliefs and that being underestimated is part of the territory.

First posted at Manila Times

“The first step to teaching your kids how to handle money is being a good example.” – Dave Ramsey

first step in handling money

My children are adults , living away from home for the past  five years. I am so proud that they are independent. One of my greatest fears was dying young just like my mother. I wanted my children to be able to stand on their own even at a young age. I believe that setting an example was the key to teaching them about financial responsibility. Today, I can look back and reflect on the ways I brought them up.

I believe that kids need to learn how to manage their money in order to gain financial freedom no matter their chosen careers. So even if they will turn out to be writers or a chef, they will know how to manage their income and expenses. Money management started when they were little kids. It meant that they couldn’t demand to covet the latest gizmos and gadgets. They knew our priorities and often understood our reasons. My kids never acted like spoiled brats when I told them “no, we can’t buy that right now. Maybe some day. Or let me save for it first.”

Teaching my girls kids about financial responsibility meant setting a budget — and deciding what to do when they miss their own guidelines. When the girls were still in their high school and elementary years, I gave them  lunch allowance twice a week. I did this because I wanted them to know how to handle money. The rest of the week, I gave them packed lunch which also results to savings.

successful human beings

There was never a need to buy branded toys, gadgets or clothes. If they wanted something for Christmas, it was always within our budget. The best way to encourage sound spending habits was to exhibit them. When we went to the mall, it was mostly to buy books that I could afford. Books are so expensive. I recall the books I could only afford was the “Little Golden Book” , a popular series of children’s books. I discouraged impulse buying.

As college students, I gave a weekly allowance for food. I wanted them to learn budgeting for the week. Pretty soon, they graduated from college. As soon as they started earning, they bought their own clothes and saved the rest of their salary.  One daughter saved enough for a downpayment on a pre-selling condominium which she moved in two years ago. Today, she works for a financial comparison startup company and even wrote an article on 7 Money Saving Tips for the Very Lazy. My other daughter saved enough money for her plane fare to move to Australia for work and study.

money saving tips1

What students can do

It is only right that children learn about stretching their allowance and saving as much as they can. Learning to save money while they are still in school can help students become financially responsible by the time they join the workforce. I know my children did.

Check out ten  easy money saving tips for students.

  1. Set a weekly or monthly budget based on your allowance. Use an old notebook where you can record all your expenses.  Keeping track of where your money goes can help you understand your spending patterns.  It’s a good idea to keep all receipts of purchases for easier recording. You can analyze your spending behavior and find ways to cut down on necessary expensess
  2. Learn to differentiate wants from needs. Wants are things that you can live without while needs are basic necessities and vital things that can help you achieve your goals. Make needs your top priority.
  3. Bring your own snacks and lunch to school instead of buying from the school cafeteria.
  4. Buying ready meals on a regular basis can be quite expensive. If you’re staying in a dorm or an apartment that has cooking provisions, you can share the cost of buying groceries with your housemates. Cook your own food instead of eating at fast food joints and restaurants.
  5. Limit the number of times you go to the mall with your friends and classmates.  It’s alright to relax and unwind from time to time especially after a hectic week in school but take note that frequent mall visits can make you prone to impulse purchases.  When you’re at the mall, you are likely to spend money on food, movies and shopping.
  6. When you’re out shopping, make it a point to look around first and compare prices.  If you find products of the same quantity and similar quality, it is practical to go for the cheapest option.
  7. Set a limit to your mobile phone usage especially if you’re a prepaid user. Be conscious of your calls especially if you’re paying by the minute. Keep phone conversations brief by going straight to the point
  8. Be true to yourself. Don’t pretend to be someone you’re not.  Avoid forming the bad habit of keeping up with your wealthy friends even though you’re on a very tight budget.  Real friends will not judge you based on your social status.
  9. Branded items may look cool but they can be quite expensive.  Don’t blow your allowance on a pair of branded shoes or a branded dress. No need to go to premium stores. You can still look trendy by wearing generic clothing. You can score inexpensive clothes in department stores and discount retail centers.
  10. Earn extra cash doing part time work that will not affect your studies. Many students make money filling out online surveys during their free time.  There are companies that pay people to answer surveys and test new products. Use your skills and talents to earn additional cash. If you’re good with children, you can consider babysitting for a relative, friend or neighbor. If you’re good in academics, you can offer tutorial services for other students. Perhaps you can apply as a research assistant for someone in the faculty. If you’re good in baking, you can accept orders of baked goodies from family and friends.   Put your good writing skills to use by writing paid articles for websites. If you’re an athlete or good in a certain sport, you can teach other kids how to play the sport. There are many possible jobs that you can do on the side. Explore your knowledge and special skills to determine what type of part time work you can apply for.  Just make sure that your studies remain your top priority.

It is better to be “unfashionable” than to freeze to death Lauren, in San Francisco

That is the quote of my eldest daughter who visited San Francisco eight years ago and gave some tips to the stylish tropical native visiting San Francisco . It was supposed to be summer over there but well, it takes time to get used to cool weather.

When I visited my daughter in Melbourne that August month, it was winter. I was all packed with my winter coats, and the warm clothing but the heavy material would make me go over my baggage allowance. I had to discard the winter coats but managed to squeeze in a few trench coasts and left my scarves and shawls intact. It helps that my daughter and I share almost the same size so I bought clothes that both of us can share.

It does not matter if I don’t look stylish in this cold weather. I was just happy to be with my daughter.

I enjoyed spending my day just going around the city, briefing me on how the public transportation system worked. It amazed me at how my daughters are all grown up. I used to chaperone them on choir trips abroad. During one of those tours, I figured they needed to learn to travel on their own. I taught them how to pack their clothes, to be alert for their boarding times, to keep tab of their passport and documentation requirements. And of course, the nagging word “be careful”. True enough, my daughters started to travel without their mom by the age of 13 years old.

It’s their turn now to teach me how to travel around. Quite amusing, really. It is their turn to tell me ” don’t wander out at night…don’t get lost etc”. Of course I behaved like a good mother, listened to my daughters and took their words of caution.


Of all the haunting moments of motherhood, few rank with hearing your own words come out of your daughter’s mouth. ~Victoria Secunda

Here are some photos of my trip . I dragged my mobile office through my “walking bag”. Visiting art and photo galleries filled my first day.

I could not resist taking photos of protest against the communists. I must have looked too interested , even asking for the pamphlet, that the woman asked if I was a communist.

My daughter, my tourist guide, my photographer.

Babies are a wonder because in just a year, they grow from closed-eyed and needy infants to toddlers taking one step at a time while babbling their favorite syllables. Click! Click! Click! A mom asks, why so many clicks? Another parent says, “Why not?”

Sharing too much information about one’s kids online is very common that Erin McKean dubbed the term, oversharenting. On May 18, 2012, the Wall Street Journal writer in a “Words of the Week” article remarked that, “oversharenting” is the tendency for parents to share a lot of information and photos of their kids online. Oversharenting was shortened to “sharenting” in the recent years. It is understandable that parents would share the growth and development of their youngsters, but there’s also a fine line between posting family pictures and cutesy photos of a baby’s first bath. You never know where your kid’s pictures might end up. Experts recommend making sure that whatever images or anecdotes parents post are things their children would feel comfortable with later in life.

Mariea Grubbs Hoy, DeForrest Jackson Professor in the School of Advertising and Public Relations in the College of Communication and Information, collaborated with Alexa K. Fox, an assistant professor of marketing at the University of Akron, to study “sharenting.” They published the findings in “Smart Devices, Smart Decisions? Implications of Parents’ Sharenting for Children’s Online Privacy: An Investigation of Mothers” and published online in the Journal of Public Policy and Marketing on July 10, 2019.

Image via Beijing Review

Fox and Hoy discovered evidence in two complementary studies that women’s feelings of vulnerability about being a mother are associated with their posting on social media. The posts sometimes cover their children’s identifiable information, such as names, birthdates and photographs. “Providing updates on [a child’s] progress with posts of photos, videos and other personal information about the child has almost become a social norm, but it puts the child’s online privacy and, potentially, safety at risk,” the researchers noted.

I understand why mothers are vulnerable to sharenting. I have been there, and I didn’t have a mother to help me out. Questions like “Am I doing this right?” or “Is it normal to be sad?” hit me now and then. Research on the reasons for sharing ranged from pride about their child to personal reasons, involving their own vulnerability about their bodies, their new responsibilities and evolving challenges, and exhaustion, depression, and anxiety. The researchers explained: “Posting about their experiences and sharing personal information about themselves and their children served as a coping strategy, primarily related to seeking affirmation/social support or relief from parents’ stress/anxiety/depression.”

Threats to oversharing on social media are clear yet serious consequences occur when new mothers don’t have a support system or coping mechanisms. Internet was not around in the mid-’80s so I relied on books on parenting, which I had to order from my sister abroad. We could focus on the pressures faced by parents trying to do their best while reaching out for help online. Today, Facebook groups, community forums for new moms (https://www.facebook.com/groups/firsttimemomsph/) or breastfeeding moms (https://www.facebook.com/groups/breastfeedingpinays/) discuss issues online and off-line. Addressing the privacy risks, together with educating friends who could see the content and protecting their children, is a significant first step.


I love seeing the photos of babies, but I wonder how these kids feel in 15 years from now when they could understand their childhood became public without their consent. My daughters were in college when Facebook became popular. I sought their approval first before I posted any of their photos. One condition they imposed was they should look good in the photo.

Some parents go to drastic measures of posting nothing about their kids at all, but for those who still prefer to share photos or videos of their charming children to some extent online, here are some tips that might be helpful:

1. Adjust privacy settings of the social media accounts for trusted friends and relatives. If you are particular of your child’s privacy, inform them that photos taken of their child are for their personal use and not shared on social media.

2. Use a pet name, rather than your child’s real name, to offer some safeguard against companies or individuals who might use your child’s personal data.

3. Avoid tagging your child’s photos on Facebook unless you want the facial recognition tool to work on your child. Turn off geotagged photos, which show locations.

4. Ask yourself if you would take that risk to have your baby’s photos used in other sites without your knowledge and permission.

5. If still you wish to share, put watermark on the photo or at least blur the baby’s face.

Researchers added that they need future studies “to explore how new fathers, single parents and grandparents may experience vulnerability, and explore parents’ motivations to post on social media and engage with brands.” The pressures of being a “good mother” (or father or grandparent) in a connected society need understanding.

Originally published August 4, 2019 at the Sunday Business & IT, Manila Times