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Stay at Home Mom

Breakfast at Portico 1771 and My PR Policy

portico 1771
A few days ago, Lauren asked me “mom, were you invited to the Bloggers Breakfast at Portico 1771?” I checked my email and found the invite at my abandoned Yahoo email address. I thought it must have been Jayvee‘s idea. But no, he had no idea who invited us.

New media as a path to expand their online presence , perhaps? For many months now, PR agencies have been inviting bloggers to press events, parties, treating them to lunches, and sending them gifts and tokens.

My PR policy is a combination of Anton’s school of thought “for the awesome experiences which would include eating at a restaurant I can rave about or meeting awesome people. ” and Yuga’s third option of “full disclosure to your blog readers ”

A disclosure will at least serve as a warning to your readers if later on you make a positive review of their products/services, it was influenced in some manner.

I don’t go to all the events but a food trip is an adventure I don’t want to miss out.

Besides, how could I resist an opportunity to have breakfast with my husband and friends?

At the last minute, Lauren backed out because she couldn’t afford to miss work and scheduled it for Sunday. I was told to bring my other family members and a few blogger friends. Fortunately, my husband had a hearing in nearby Pasig City so a breakfast at Portico 1771 looked pretty inviting to him.

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Taste Asia Food Fest at the SM Hypermarket

sm hypermart
Who could ever match the abundance of food, drinks, and gimmick at the Taste Asia Food Fest of SM Hypermarket , SM Mall of Asia ,? It was a huge success in terms of attendance, fun and food. I didn’t expect that all registrants would arrive. In fact, I forgot to sign up my daughter , Lauren .

Surprises galore awaited us at the party.

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Krispy Kreme Party

krispy Kreme
Surrounded by media celebrities , Lauren and M find themselves posing like celebrities themselves.

Early this evening, a few bloggers attended the Krispy Kreme Coffee and Doughnut VIP Party. How could I resist doughnuts. The girls tagged along with me to check out the new branch over at Greenhills which is scheduled to open this thursday, June 28.

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Investing in the Philippine Stock Market

Do you believe in luck and chance especially in financial success? When our only son was born in 1993, our life changed dramatically. My husband and I believed that our son was our lucky charm which brought us good fortune and lots of happiness. In fact, among all the kids, Luijoe had the grandest Baptismal celebration and even birthday parties. Our family was indeed blessed. We could not ask for more. When we dabbled in stock trading, I had no knowledge on how the financial markets worked. My husband got a hold of Initial Public Offering (IPO) of large companies in the early 90’s. The booming stock market and rising price indexes drove me to sell when it was high. It was bullish period in the stock market trading.

And how did I determine the time to sell?

I rubbed Luijoe’s hair like one would rub Aladdin’s magical lamp and I’d whisper to Luijoe ” do you think mama should sell?”

If Luijoe smiled to his right that meant “yes” and the opposite is “No”. What a silly way to sell?

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Bloggers at a Media Event, the Wagyu Beef Fest

wagyu beef fest

From Media? , the staff of Amor Maclang asked.

No, I’m a blogger as I wrote down my name on the registration sheet of the Wagyu Beef Fest at the Diamond Hotel during lunch today.

Handing me my name tag with the media label underneath my name seemed strange. Shouldn’t it be “new media”? Then I began to question my arrival at the hotel. What am I doing here in an media event where I will be amongst traditional media people?

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Cheap Travel Fares Online

cheap fares onlineWhat does being broke mean? Does it mean being down to the last million peso? or down to the last 100,000 pesos or the last 1,000 pesos? There was a time, we only had 1,000 pesos in our savings/checking account way below the minimum bank requirement. We even had a negative balance due to a service fee charge for dropping below the minimum. Our saving grace was Lauren who had savings which we borrowed to keep us afloat. In the strictest sense of the word, our financial situation was not entirely hopeless. We were not bankrupt but we were not liquid either. Though we had other assets, it took time to convert them to cash. Though in the red, we didn’t incur credit card debts, renege on our mortagage or borrowed from the bank. These financial challenges a few years ago inspired me to be more responsive to income opportunities. I grew up in financially secure family because my father was hardworking with an astute sense of financial responsibility. We were blessed with a family bakery business and a father who invested his earnings wisely . Despite his illness,and unable to work since his stroke at the age of 55 years old, dad had enough money to last him till his death at age 71.

Not that my husband and I were financially incompetent. With a thriving law office , the financial future looked great. Butch brought in most of the income while I stayed at home and puttered on my hobbies. I felt like a queen being pampered by my King. In the past, I often turned down a lot of projects or refused commissions because I wanted the other party to benefit more than I did. I felt guilty over my earnings. Then the financial crisis hit us like a rock. Stress and hopelessness in our life drove us to be a bit more complacent. We lost focus on our financial affairs. Too bad my king faltered. I had to wake up from my queenly slumber and grab opportunities as they came before we went totally bankrupt.

The past certainly brought me lessons:

  • It was okay to profit.
  • It was alright to make an honest living.
  • It was good to save up enough for a rainy day.
  • I need not feel guilty if I earn.
  • It’s great to offer quality services at affordable prices.
  • It is wise to diversify sources of income.
  • Set Goals.
  • Do my best ,today, to take responsibility for my finances.
  • Believe you deserve the best, financially.
  • Believe God cares about your finances.
  • Let go of your fear and TRUST.
  • Let go of money and concentrate on Living.

So what does my entry “[tag]Cheap Travel Fares Online[/tag]” have to do with all these? I sound like one of those crazy spam words.

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Credit Cards

credit cardsFinancial institutions seem to be very liquid these days. They are giving out credit cards as if it is a bank brochure. The other day, BPI Express Credit sent me two [tag]credit cards[/tag]. I don’t understand why they have to send me a credit card when I already have a BPI Express Credit card since 1989. *snip* *snip* The lady at the Express Phone protested when I told her that I had no need for additional credit cards. A few weeks ago, Banco de Oro (BDO) also sent us credit cards. *snip* *snip* I believe in having a credit card but two are enough, thank you. I used to have a VISA card but I snipped that a year ago . It’s just so much easier to balance my budget. My husband has three credit cards and he plans to snip one card as soon as he pays off a “zero lite” plan.

Why would anyone need so many credit cards? It causes anyone to go into debt much faster, thinking of the additional cards as a standby.

The first credit card I ever had was Diner’s Club in the early 80’s. During those days, credit cards were very limited in the Philippines and often offered to businessmen or the “rich”. As a struggling career woman, I didn’t qualify for a credit card. Anyway, I got mine as supplementary card from my dad. After a few years of wise use, it paved the way for me to get a credit card on my own. Then credit cards became an “in thing” in the late eighties that more bank started on credit card operations.

Through the years, the advantages of credit cards outweighed the disadvantages.

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