Financial institutions seem to be very liquid these days. They are giving out credit cards as if it is a bank brochure. The other day, BPI Express Credit sent me two [tag]credit cards[/tag]. I don’t understand why they have to send me a credit card when I already have a BPI Express Credit card since 1989. *snip* *snip* The lady at the Express Phone protested when I told her that I had no need for additional credit cards. A few weeks ago, Banco de Oro (BDO) also sent us credit cards. *snip* *snip* I believe in having a credit card but two are enough, thank you. I used to have a VISA card but I snipped that a year ago . It’s just so much easier to balance my budget. My husband has three credit cards and he plans to snip one card as soon as he pays off a “zero lite” plan.
Why would anyone need so many credit cards? It causes anyone to go into debt much faster, thinking of the additional cards as a standby.
The first credit card I ever had was Diner’s Club in the early 80’s. During those days, credit cards were very limited in the Philippines and often offered to businessmen or the “rich”. As a struggling career woman, I didn’t qualify for a credit card. Anyway, I got mine as supplementary card from my dad. After a few years of wise use, it paved the way for me to get a credit card on my own. Then credit cards became an “in thing” in the late eighties that more bank started on credit card operations.
Through the years, the advantages of credit cards outweighed the disadvantages.
In 26 days, we are moving to our 
My heart goes out to Anna Nicole Smith. In death, she is still in the spotlight. [tag]Anna Nicole Smith[/tag]’s Death 
Fellow blogger 
My husband’s text message cracked me up:
I was 42 years old and reading the “Working Mom” magazine. I wanted to get back to the corporate world or do research work like I used to do or so I thought. Armed with an MBA, it shouldn’t be a problem, right? Reality sank in that Filipino employers never or rarely hire women past thirty five years old. Look at the classified ads…”not more than 30 years old”…or “not more than 40 years old” as if age diminishes our mental faculties. The problem was I quit the workforce at the age of 30 years old to devote the full time homemaker role to my three children. Those lost years deprived my exposure to business trends and development. I had a part time job though. During those 10 years, I devoted my brains to my husband’s family properties as he could not attend to it. He was a budding lawyer tied down to a law firm. He literally dropped his property management role to me. I had no choice but support his wishes as we derived substantial income from it too.
